# MODO vs Cuanto te debo

The clearest difference is in-app purchases: MODO at none against Cuanto te debo's 5. Cuanto te debo's advantage is ads (none vs shown) and device support (3 vs 1). On price, update cadence and iOS requirement there is nothing between them.

Both are free to download. Cuanto te debo sells 5 in-app purchases, starting at $9.99 per month. MODO asks for nothing beyond the download.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 24, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | MODO | Cuanto te debo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/modo/id1530606263/reviews)** | — |
| Number of ratings | **1.3K** | — |
| Positive reviews | 27.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Weekly | Weekly |
| Monetization | Free | — |
| Size | 206 MB | 53 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Play Digital SA](https://appshunter.io/developer/1527103696) | [EMILIO DAMIAN LUCAS GUARDADO](https://appshunter.io/developer/1876869951) |

## What reviewers say

### MODO

[App page](https://appshunter.io/ios/app/modo/id1530606263)

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

**Highlights:** Connect bank accounts and cards, QR and contactless payments, Discover instant discounts and benefits, Recharge services (SUBE, mobile, etc.), Send money to contacts without CBU/alias, View all account balances

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent discounts and promotions
- 💳 Centralized payment options
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Issues with identity verification
- 🔌 Compatibility problems with iOS updates
- 🔍 Unreliable search and promotion features
- 🤖 Poor customer support and unresolved issues

**Reported bugs**

- Login and registration failures
- Inability to transfer funds or make payments
- Glitches with QR code scanning

**Requested features**

- Add NFC payment support
- Improve notification settings
- Streamline account management and linking


### Cuanto te debo

[App page](https://appshunter.io/ios/app/cuanto-te-debo/id6759099716)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium plan | $9.99 | per month |
| Yearly Premium plan | $79.99 | per year |
| Small tip | $0.99 | one-time |
| Project support | $2.99 | one-time |
| Super supporter | $5.99 | one-time |


## Frequently asked questions

### Is MODO free?

MODO is free to download, with no in-app purchases.

### Is Cuanto te debo free?

Cuanto te debo is free to download, with in-app purchases available.

### Do MODO or Cuanto te debo have ads?

MODO shows ads; Cuanto te debo does not.

### Which is updated more often, MODO or Cuanto te debo?

MODO ships an update weekly, and Cuanto te debo weekly. Most recently, MODO was updated on October 24, 2026 and Cuanto te debo on October 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*