# 懒猫记账 vs 旺财记账

The clearest difference is ads: 旺财记账 at none against 懒猫记账's shown. 旺财记账 also leads on rating (5.0 vs 4.8) and device support (4 vs 2). 懒猫记账's advantage is review sentiment (80% vs 61%) and update cadence (weekly vs every 2 weeks). On price and in-app purchases there is nothing between them.

Both are free to download. 懒猫记账 sells 10 in-app purchases, starting at $0.99 per month and 旺财记账 sells 2 in-app purchases, starting at $0.49 per month. Whichever you choose, the download price is not the number that matters.

旺财记账 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: 懒猫记账 has 37 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 80% of 懒猫记账's written reviews are positive against 61% of 旺财记账's, so the app with the better star average is not the one people write more warmly about.

懒猫记账 ships an update weekly, 旺财记账 every 2 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | 懒猫记账 | 旺财记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (37 ratings)](https://appshunter.io/ios/app/and/id1530724951/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/id1574258685/reviews)** |
| Number of ratings | **37** | 6 |
| Positive reviews | **80.5% of reviews** | 61.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 219 MB | 34 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [春城 贾](https://appshunter.io/developer/1501061855) | [宁 陈](https://appshunter.io/developer/1561526162) |

## What reviewers say

### 懒猫记账

[App page](https://appshunter.io/ios/app/and/id1530724951)

This app helps you track daily expenses, business transactions, travel costs, and family budgets with multiple customizable ledgers. It offers quick entry, budget reminders, and clear financial analysis through various charts and reports. Data is automatically backed up to iCloud for security and easy recovery.

**Highlights:** Multiple customizable ledgers, Quick expense entry, Budget monitoring and reminders, Financial analysis with charts, Automatic iCloud data backup, Variety of scene-specific ledgers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 懒猫记账月度自动续期会员 | $0.99 | per month |
| 懒猫记账月度自动续期会员18 | $1.99 | per month |
| 懒猫记账季度自动续期会员24 | $2.99 | per 3 months |
| 懒猫记账月度会员28 | $3.99 | per month |
| 懒猫记账年度自动续期会员36 | $4.99 | per year |
| 懒猫记账季度自动续期会员36 | $4.99 | per 3 months |
| 懒猫记账年度自动续期会员48 | $6.99 | per year |
| 懒猫记账年度会员108 | $14.99 | per year |
| 懒猫记账永久会员 | $12.99 | one-time |
| 新懒猫记账永久会员 | $12.99 | one-time |


### 旺财记账

[App page](https://appshunter.io/ios/app/id1574258685)

**Features:** Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| monthly subscription | $0.49 | per month |
| permanent member | $6.99 | one-time |


## Frequently asked questions

### Is 懒猫记账 free?

懒猫记账 is free to download, with in-app purchases available.

### Is 旺财记账 free?

旺财记账 is free to download, with in-app purchases available.

### Which has better reviews, 懒猫记账 or 旺财记账?

旺财记账 is rated higher. 懒猫记账 averages 4.8 out of 5 from 37 ratings, while 旺财记账 averages 5.0 from 6 ratings.

### Do 懒猫记账 or 旺财记账 have ads?

懒猫记账 shows ads; 旺财记账 does not.

### Which is updated more often, 懒猫记账 or 旺财记账?

懒猫记账 ships an update weekly, and 旺财记账 every 2 weeks. Most recently, 懒猫记账 was updated on November 3, 2026 and 旺财记账 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*