# Financial vs Spend Right

The clearest difference is iOS requirement: Spend Right at 12.0 against Financial's 17.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Financial sells 3 in-app purchases, starting at $0.99 per 7 days and Spend Right sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Financial | Spend Right |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | — |
| Monetization | Free with in-app purchases | — |
| Size | 326 MB | 68 MB |
| Requires iOS | 17.0 | **12.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Philipp Strunk Coding](https://appshunter.io/developer/1530737151) | [FlareWare Solutions](https://appshunter.io/developer/1730658190) |

## What reviewers say

### Financial

[App page](https://appshunter.io/ios/app/financial-manager-and-tracker/id1530737149)

Manage all your financial accounts, track spending, and set budgets with smart insights and automated categorization. Features include expense splitting, recurring payment management, and personalized financial advice. Supports offline use and iCloud sync across Apple devices.

**Highlights:** All accounts in one view, Automatic transaction import, Budgeting and spending tracking, Expense splitting with friends, Recurring payment management, Personalized financial insights, Offline support

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Financial Pro (Weekly) | $0.99 | per 7 days |
| Financial Pro (Monthly) | $3.99 | per month |
| Financial Pro (Yearly) | $34.99 | per year |


### Spend Right

[App page](https://appshunter.io/ios/app/spend-right/id6479342100)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro Access | $2.99 | per month |
| Annual Pro Access | $34.99 | per year |


## Frequently asked questions

### Is Financial free?

Financial is free to download, with in-app purchases available.

### Is Spend Right free?

Spend Right is free to download, with in-app purchases available.

### Do Financial or Spend Right have ads?

Neither Financial nor Spend Right shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*