# Financial vs Let's Settle Up

The clearest difference is device support: Financial at 4 against Let's Settle Up's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Financial sells 3 in-app purchases, starting at $0.99 per 7 days and Let's Settle Up sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Financial ships an update every 2 weeks, Let's Settle Up weekly. The most recent releases landed on October 14, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Financial | Let's Settle Up |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 326 MB | 81 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Philipp Strunk Coding](https://appshunter.io/developer/1530737151) | [Michał Salwin](https://appshunter.io/developer/6781202517) |

## What reviewers say

### Financial

[App page](https://appshunter.io/ios/app/financial-manager-and-tracker/id1530737149)

Manage all your financial accounts, track spending, and set budgets with smart insights and automated categorization. Features include expense splitting, recurring payment management, and personalized financial advice. Supports offline use and iCloud sync across Apple devices.

**Highlights:** All accounts in one view, Automatic transaction import, Budgeting and spending tracking, Expense splitting with friends, Recurring payment management, Personalized financial insights, Offline support

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Financial Pro (Weekly) | $0.99 | per 7 days |
| Financial Pro (Monthly) | $3.99 | per month |
| Financial Pro (Yearly) | $34.99 | per year |


### Let's Settle Up

[App page](https://appshunter.io/ios/app/lets-settle-up-split-bills/id6781202515)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| A small coffee | $0.99 | one-time |
| A hot pizza | $3.99 | one-time |
| A royal dinner | $8.99 | one-time |


## Frequently asked questions

### Is Financial free?

Financial is free to download, with in-app purchases available.

### Is Let's Settle Up free?

Let's Settle Up is free to download, with in-app purchases available.

### Do Financial or Let's Settle Up have ads?

Neither Financial nor Let's Settle Up shows ads.

### Which is updated more often, Financial or Let's Settle Up?

Financial ships an update every 2 weeks, and Let's Settle Up weekly. Most recently, Financial was updated on October 14, 2026 and Let's Settle Up on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*