# Endowus vs HSBC Life SG

The clearest difference is rating: Endowus at 4.6 against HSBC Life SG's 4.0. Endowus also leads on update cadence (every 4 days vs every 2 weeks). HSBC Life SG's advantage is monetization model (free vs free with in-app purchases). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Endowus holds the better App Store score, 4.6 against 4.0. Both are backed by a comparable volume of ratings — 23 and 35 respectively.

Endowus ships an update every 4 days, HSBC Life SG every 2 weeks. Both last shipped on October 25, 2026.

## The numbers

| Metric | Endowus | HSBC Life SG |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (23 ratings)](https://appshunter.io/ios/app/endowus/id1531067679/reviews)** | [4.0 (35 ratings)](https://appshunter.io/ios/app/hsbc-life-sg/id1661908782/reviews) |
| Number of ratings | 23 | **35** |
| Positive reviews | 92.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 171 MB | 29 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Endowus Technologies Pte. Ltd.](https://appshunter.io/developer/1531067681) | [HSBC LIFE (SINGAPORE) PTE. LTD.](https://appshunter.io/developer/1314930438) |

## What reviewers say

### Endowus

[App page](https://appshunter.io/ios/app/endowus/id1531067679)

This app helps users invest and grow their wealth through personalized financial plans and access to low-cost, globally diversified portfolios. It offers a seamless digital investing experience with expert advice and institutional-grade funds.

**Highlights:** Personalized financial planning, Globally diversified portfolios, Low-cost institutional funds, Goal-based investing, Auto rebalancing & monitoring, 100% trailer fee cashback

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 💡 Access to institutional investors/funds
- 💰 Low cost/fees
- 🤝 Helpful human advisors
- ✅ Easy to use app

**What reviewers complain about**

- 🐛 Font size too small
- 🤔 UI confusing at times
- 📱 App cluttered with irrelevant content
- 💻 Webapp-like experience
- ⏳ Longer withdrawal times

**Reported bugs**

- Details have to be retyped when switching screens
- App can be cluttered with irrelevant content
- Bug on the More section where account and preferences doesn't seem to work

**Requested features**

- Option to increase font size
- Option to include performance net of fees
- User-customized reordering or grouping of investments
- Option to hide or move celebrity/influencer tiles
- Seamless rebalancing of CPF portfolios


### HSBC Life SG

[App page](https://appshunter.io/ios/app/hsbc-life-sg/id1661908782)

Manage your HSBC Life policies conveniently from your mobile device. Access policy details, submit fund switches, and contact agents or emergency services easily. The app offers intuitive navigation and quick access to your medical card and clinic information.

**Highlights:** View active policies, Submit fund switch requests, Access emergency contacts, Contact agents, View Shield medical card, Find panel clinics

**In-app purchases:** none


## Frequently asked questions

### Is Endowus free?

Endowus is free to download, with no in-app purchases.

### Is HSBC Life SG free?

HSBC Life SG is free to download, with no in-app purchases.

### Which has better reviews, Endowus or HSBC Life SG?

Endowus is rated higher. Endowus averages 4.6 out of 5 from 23 ratings, while HSBC Life SG averages 4.0 from 35 ratings.

### Do Endowus or HSBC Life SG have ads?

Neither Endowus nor HSBC Life SG shows ads.

### Which is updated more often, Endowus or HSBC Life SG?

Endowus ships an update every 4 days, and HSBC Life SG every 2 weeks. Most recently, Endowus was updated on October 25, 2026 and HSBC Life SG on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*