# Endowus vs Saving+

The clearest difference is in-app purchases: Endowus at none against Saving+'s 18. Endowus also leads on review sentiment (93% vs 79%) and ratings volume (22 vs 3). Saving+'s advantage is rating (5.0 vs 4.6). On price, update cadence, ads and monetization model there is nothing between them.

Both are free to download. Saving+ sells 17 in-app purchases, starting at $0.49 per 7 days. Endowus asks for nothing beyond the download.

Saving+ holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Endowus has 22 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 93% of Endowus's written reviews are positive against 79% of Saving+'s, so the app with the better star average is not the one people write more warmly about.

Endowus ships an update every 3 days, Saving+ every 2 days. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Endowus | Saving+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (22 ratings)](https://appshunter.io/ios/app/endowus/id1531067679/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/saving-plus-personal-finance-app/id6661034513/reviews)** |
| Number of ratings | **22** | 3 |
| Positive reviews | **92.5% of reviews** | 78.6% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 days | **Every 2 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 169 MB | 58 MB |
| Requires iOS | 15.0 | **14.0.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Endowus Technologies Pte. Ltd.](https://appshunter.io/developer/1531067681) | [BetterBit](https://appshunter.io/developer/1739924198) |

## What reviewers say

### Endowus

[App page](https://appshunter.io/ios/app/endowus/id1531067679)

This app helps users invest and grow their wealth through personalized financial plans and access to low-cost, globally diversified portfolios. It offers a seamless digital investing experience with expert advice and institutional-grade funds.

**Highlights:** Personalized financial planning, Globally diversified portfolios, Low-cost institutional funds, Goal-based investing, Auto rebalancing & monitoring, 100% trailer fee cashback

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 💡 Access to institutional investors/funds
- 💰 Low cost/fees
- 🤝 Helpful human advisors
- ✅ Easy to use app

**What reviewers complain about**

- 🐛 Font size too small
- 🤔 UI confusing at times
- 📱 App cluttered with irrelevant content
- 💻 Webapp-like experience
- ⏳ Longer withdrawal times

**Reported bugs**

- Details have to be retyped when switching screens
- App can be cluttered with irrelevant content
- Bug on the More section where account and preferences doesn't seem to work

**Requested features**

- Option to increase font size
- Option to include performance net of fees
- User-customized reordering or grouping of investments
- Option to hide or move celebrity/influencer tiles
- Seamless rebalancing of CPF portfolios


### Saving+

[App page](https://appshunter.io/ios/app/saving-plus-personal-finance-app/id6661034513)

Easily compare savings account interest rates from top banks to maximize your earnings. Calculate exact amounts needed to meet bonus requirements and optimize your savings strategy for wealth growth.

**Highlights:** Interest rate comparison, Savings bonus calculator, Optimize savings strategy, Data protection, Light & dark modes

**Features:** Vision Pro support

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited | $0.49 | per 7 days |
| Unlimited | $0.99 | per 7 days |
| Unlimited | $1.99 | per month |
| Unlimited | $2.99 | per month |
| Unlimited | $2.99 | per month |
| Unlimited | $2.99 | per month |
| Monthly | $6.99 | per month |
| Unlimited (Yearly) | $9.99 | per year |
| Unlimited (Yearly) | $9.99 | per year |
| 6 Months | $17.99 | per 6 months |
| Yearly | $19.99 | per year |
| 6 Months | $34.99 | per 6 months |
| Yearly | $39.99 | per year |
| 6 Months | $39.99 | per 6 months |
| Yearly | $69.99 | per year |
| Unlimited | $19.99 | one-time |
| Unlimited | $29.99 | one-time |


## Frequently asked questions

### Is Endowus free?

Endowus is free to download, with no in-app purchases.

### Is Saving+ free?

Saving+ is free to download, with in-app purchases available.

### Which has better reviews, Endowus or Saving+?

Saving+ is rated higher. Endowus averages 4.6 out of 5 from 22 ratings, while Saving+ averages 5.0 from 3 ratings.

### Do Endowus or Saving+ have ads?

Neither Endowus nor Saving+ shows ads.

### Which is updated more often, Endowus or Saving+?

Endowus ships an update every 3 days, and Saving+ every 2 days. Most recently, Endowus was updated on October 16, 2026 and Saving+ on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*