# CBway vs SHB Smart OTP

The clearest difference is review sentiment: CBway at 62% against SHB Smart OTP's 33%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CBway ships an update every 4 months, SHB Smart OTP every 3 months. The most recent releases landed on October 22, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | CBway | SHB Smart OTP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/shb-smart-otp/id1593848102/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | **62.2% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 146 MB | 22 MB |
| Requires iOS | 12.4 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Vietcombank Neo Limited](https://appshunter.io/developer/1491103717) | [SAI GON - HA NOI COMMECIAL JOINT STOCK BANK](https://appshunter.io/developer/1251278575) |

## What reviewers say

### CBway

[App page](https://appshunter.io/ios/app/cbway/id1531443181)

This mobile banking application allows customers to perform various financial transactions remotely. It offers 24/7 access for fund transfers, bill payments, mobile top-ups, and account inquiries. Users can also manage beneficiaries and find ATM/branch locations.

**Highlights:** 24/7 remote access, Interbank fund transfers, Bill payment services, Mobile top-ups, Account information inquiry, Savings account management, ATM/branch locator

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast transactions
- 👍 User-friendly interface
- ✨ Modern app design
- ✅ Smooth performance
- 🌟 Helpful features

**What reviewers complain about**

- 🐛 Frequent app crashes
- ❌ Login issues
- 📉 Outdated features
- ⚠️ Poor customer support response
- 🪲 Technical glitches

**Reported bugs**

- Cannot update CCCD/new ID card
- App crashes on startup/login
- Cannot register account with new ID card
- Error when opening app
- White screen when performing transactions

**Requested features**

- Update app to support new ID cards (CCCD)
- Add biometric login (fingerprint)
- Improve password recovery process
- Add notification for transaction changes
- Display total savings account balance


### SHB Smart OTP

[App page](https://appshunter.io/ios/app/shb-smart-otp/id1593848102)

This mobile application generates One-Time Passwords (OTP) for transaction verification. It offers features for activation, token resynchronization, and setting a token unlock password.

**Highlights:** Generate OTP codes, Activate application, Synchronize token, Set unlock password, Reactivate smart OTP

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CBway free?

CBway is free to download, with no in-app purchases.

### Is SHB Smart OTP free?

SHB Smart OTP is free to download, with no in-app purchases.

### Do CBway or SHB Smart OTP have ads?

Neither CBway nor SHB Smart OTP shows ads.

### Which is updated more often, CBway or SHB Smart OTP?

CBway ships an update every 4 months, and SHB Smart OTP every 3 months. Most recently, CBway was updated on October 22, 2026 and SHB Smart OTP on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*