# Ипотека Плюс vs PayFlow

The clearest difference is in-app purchases: Ипотека Плюс at none against PayFlow's 1. Ипотека Плюс also leads on update cadence (every 5 days vs every 3 weeks) and iOS requirement (13.0 vs 26.2). PayFlow's advantage is ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. PayFlow sells 1 one-off in-app purchase. Ипотека Плюс asks for nothing beyond the download.

Ипотека Плюс ships an update every 5 days, PayFlow every 3 weeks. The most recent releases landed on October 10, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Ипотека Плюс | PayFlow |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | Ad-supported | — |
| Size | 61 MB | 3 MB |
| Requires iOS | **13.0** | 26.2 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Viktor Sheshin](https://appshunter.io/developer/1496338976) | [Kirill Lysenko](https://appshunter.io/developer/1843339210) |

## What reviewers say

### Ипотека Плюс

[App page](https://appshunter.io/ios/app/id1531460983)

This app helps you calculate mortgage payments and plan early repayments. It provides a clear payment schedule and allows you to manage multiple loans, making financial planning easier.

**Highlights:** Calculate monthly mortgage payments, View payment schedule, Add early repayments, Adaptive payment calculation, Manage multiple loans, Store detailed loan information

**Features:** macOS Compatibility

**In-app purchases:** none


### PayFlow

[App page](https://appshunter.io/ios/app/payflow/id6758224419)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Считай выгодно | $8.99 | one-time |


## Frequently asked questions

### Is Ипотека Плюс free?

Ипотека Плюс is free to download, with no in-app purchases.

### Is PayFlow free?

PayFlow is free to download, with in-app purchases available.

### Do Ипотека Плюс or PayFlow have ads?

Ипотека Плюс shows ads; PayFlow does not.

### Which is updated more often, Ипотека Плюс or PayFlow?

Ипотека Плюс ships an update every 5 days, and PayFlow every 3 weeks. Most recently, Ипотека Плюс was updated on October 10, 2026 and PayFlow on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*