# FBCU Mobile vs MTCU Mobile

The clearest difference is ads: FBCU Mobile at none against MTCU Mobile's shown. FBCU Mobile also leads on update cadence (monthly vs every 4 months) and ratings volume (3.3K vs 160). MTCU Mobile's advantage is iOS requirement (15.0 vs 18.4). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FBCU Mobile against 4.8 for MTCU Mobile. That said, the two scores are not equally well evidenced: FBCU Mobile has 3.3K ratings behind it against 160, so its average is the more settled of the two. Written reviews are what separate them: 46% of FBCU Mobile's written reviews are positive against 33% of MTCU Mobile's.

FBCU Mobile ships an update monthly, MTCU Mobile every 4 months. The most recent releases landed on October 18, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | FBCU Mobile | MTCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.3K ratings)](https://appshunter.io/ios/app/fbcu-mobile/id1531774348/reviews)** | [4.8 (160 ratings)](https://appshunter.io/ios/app/mtcu-mobile/id6478131898/reviews) |
| Number of ratings | **3.3K** | 160 |
| Positive reviews | **46.2% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | Free |
| Size | 196 MB | 126 MB |
| Requires iOS | 18.4 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [First Basin Credit Union](https://appshunter.io/developer/440580045) | [MTCU](https://appshunter.io/developer/1447975393) |

## What reviewers say

### FBCU Mobile

[App page](https://appshunter.io/ios/app/fbcu-mobile/id1531774348)

Manage your finances on the go with this mobile banking app. Access account history, transfer funds, deposit checks, and pay bills securely. Control your debit cards, customize your app's appearance, and get real-time support.

**Highlights:** Account history and balance review, Fund transfers between accounts and P2P payments, Mobile check deposit, Bill payment services, Card controls (on/off, lost/stolen reporting, limits, alerts), Biometric login, Light/dark mode and customizable layout

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient
- 👍 Helpful staff
- 👍 Great online banking
- 👍 Nice app update

**What reviewers complain about**

- 🐛 Deposit issues
- 🔒 Restrictive debit card policies
- 🐛 Deposit limit too low
- 🐛 Mobile deposit problems

**Reported bugs**

- Rejecting deposits
- Unable to see card information
- Crashing issues

**Requested features**

- Increase mobile deposit limit
- Improve mobile deposit functionality
- Allow viewing of transaction history


### MTCU Mobile

[App page](https://appshunter.io/ios/app/mtcu-mobile/id6478131898)

Manage your finances conveniently from your mobile device. Check balances, review transactions, pay bills, and transfer funds securely and efficiently. Access your accounts anytime, anywhere, with fast and free service.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Enroll for online banking, Enroll for bill payment

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FBCU Mobile free?

FBCU Mobile is free to download, with no in-app purchases.

### Is MTCU Mobile free?

MTCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, FBCU Mobile or MTCU Mobile?

FBCU Mobile is rated higher. FBCU Mobile averages 4.8 out of 5 from 3.3K ratings, while MTCU Mobile averages 4.8 from 160 ratings.

### Do FBCU Mobile or MTCU Mobile have ads?

MTCU Mobile shows ads; FBCU Mobile does not.

### Which is updated more often, FBCU Mobile or MTCU Mobile?

FBCU Mobile ships an update monthly, and MTCU Mobile every 4 months. Most recently, FBCU Mobile was updated on October 18, 2026 and MTCU Mobile on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*