# NBG Authenticator vs Magenta Pay

The clearest difference is review sentiment: Magenta Pay at 49% against NBG Authenticator's 1%. Magenta Pay also leads on rating (3.5 vs 1.2). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Magenta Pay holds the better App Store score, 3.5 against 1.2. Both are backed by a comparable volume of ratings — 12 and 26 respectively. Written reviews point the same way: 1% of NBG Authenticator's written reviews are positive against 49% of Magenta Pay's.

NBG Authenticator ships an update every 2 weeks, Magenta Pay every 3 weeks. The most recent releases landed on October 20, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | NBG Authenticator | Magenta Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.2 (12 ratings)](https://appshunter.io/ios/app/nbg-authenticator/id1532016029/reviews) | **[3.5 (26 ratings)](https://appshunter.io/ios/app/magenta-pay/id1615592620/reviews)** |
| Number of ratings | 12 | **26** |
| Positive reviews | 1.4% of reviews | **48.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 38 MB | 300 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [National Bank Of Greece S.A.](https://appshunter.io/developer/342152892) | [TELEKOM PAYMENTS - ELECTRONIC MONEY SERVICES SINGLE MEMBER S.A.](https://appshunter.io/developer/1615592622) |

## What reviewers say

### NBG Authenticator

[App page](https://appshunter.io/ios/app/nbg-authenticator/id1532016029)

Securely approve your online purchases with your cards. This app provides enhanced payment authentication, aligning with the latest EU security regulations for a safer online shopping experience.

**Highlights:** Approve online purchases, Enhanced payment authentication, PIN and fingerprint sign-in, Register NBG cards, Push notifications for approval

**Features:** macOS Compatibility

**In-app purchases:** none


### Magenta Pay

[App page](https://appshunter.io/ios/app/magenta-pay/id1615592620)

This finance app offers a free virtual Visa debit card with 1% cashback on all transactions. It allows users to send and receive money via chat, automatically save with digital piggy banks, and easily split expenses with others.

**Highlights:** Free virtual Visa debit card, 1% cashback on all payments, Send and receive money via chat, Automatic savings with Piggies, Split expenses with Split It, Contactless payments with Apple Pay

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is NBG Authenticator free?

NBG Authenticator is free to download, with no in-app purchases.

### Is Magenta Pay free?

Magenta Pay is free to download, with no in-app purchases.

### Which has better reviews, NBG Authenticator or Magenta Pay?

Magenta Pay is rated higher. NBG Authenticator averages 1.2 out of 5 from 12 ratings, while Magenta Pay averages 3.5 from 26 ratings.

### Do NBG Authenticator or Magenta Pay have ads?

Neither NBG Authenticator nor Magenta Pay shows ads.

### Which is updated more often, NBG Authenticator or Magenta Pay?

NBG Authenticator ships an update every 2 weeks, and Magenta Pay every 3 weeks. Most recently, NBG Authenticator was updated on October 20, 2026 and Magenta Pay on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*