# Smart Data vs SpendTrack

The clearest difference is ratings volume: Smart Data at 699 against SpendTrack's 7. SpendTrack's advantage is rating (4.7 vs 4.4) and iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SpendTrack holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: Smart Data has 699 ratings behind it against 7, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 25, 2026 and August 4, 2026 respectively.

## The numbers

| Metric | Smart Data | SpendTrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (699 ratings)](https://appshunter.io/ios/app/smart-data/id1532107828/reviews) | **[4.7 (7 ratings)](https://appshunter.io/ios/app/spendtrack/id1672652764/reviews)** |
| Number of ratings | **699** | 7 |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 63 MB | 69 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mastercard International Incorporated](https://appshunter.io/developer/309754131) | [Fiserv, Inc](https://appshunter.io/developer/386678214) |

## What reviewers say

### Smart Data

[App page](https://appshunter.io/ios/app/smart-data/id1532107828)

Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.

**Highlights:** Review posted corporate Mastercard expenses, Add receipts using phone camera, Add business justification and allocate costs, Group and manage multiple expenses, Approve expenses and groups

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Great tool for expenses
- 👍 User-friendly app
- 👍 Basic functions work well

**What reviewers complain about**

- 🔒 Inconvenient login process
- 🔒 Unnecessary security for uploads
- 🐛 Constant updates prevent submission
- 🐛 Errors when submitting expenses
- 🐛 Cannot edit submitted expenses

**Reported bugs**

- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited

**Requested features**

- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality


### SpendTrack

[App page](https://appshunter.io/ios/app/spendtrack/id1672652764)

Manage business card programs and expenses digitally. Employees can make payments and submit reports, while managers can oversee accounts, credit lines, and approvals. Features real-time card controls and intelligent receipt capture.

**Highlights:** Digital card management, Expense report submission, Real-time card controls, Intelligent receipt capture, Spend analytics, Customizable workflows

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Smart Data free?

Smart Data is free to download, with no in-app purchases.

### Is SpendTrack free?

SpendTrack is free to download, with no in-app purchases.

### Which has better reviews, Smart Data or SpendTrack?

SpendTrack is rated higher. Smart Data averages 4.4 out of 5 from 699 ratings, while SpendTrack averages 4.7 from 7 ratings.

### Do Smart Data or SpendTrack have ads?

Neither Smart Data nor SpendTrack shows ads.

### Which is updated more often, Smart Data or SpendTrack?

Smart Data ships an update monthly, and SpendTrack monthly. Most recently, Smart Data was updated on September 25, 2026 and SpendTrack on August 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*