# Smart Data vs Cyncly Pay Payments

The clearest difference is update cadence: Smart Data at monthly against Cyncly Pay Payments's every 14 months. Cyncly Pay Payments's advantage is iOS requirement (13.4 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Data ships an update monthly, Cyncly Pay Payments every 14 months. The most recent releases landed on October 27, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Smart Data | Cyncly Pay Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (764 ratings)](https://appshunter.io/ios/app/smart-data/id1532107828/reviews)** | — |
| Number of ratings | **764** | — |
| Positive reviews | 22.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 14 months |
| Monetization | Free | — |
| Size | 45 MB | 22 MB |
| Requires iOS | 17.0 | **13.4** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Mastercard International Incorporated](https://appshunter.io/developer/309754131) | [20-20 Technologies Inc](https://appshunter.io/developer/645677139) |

## What reviewers say

### Smart Data

[App page](https://appshunter.io/ios/app/smart-data/id1532107828)

Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.

**Highlights:** Review posted corporate Mastercard expenses, Add receipts using phone camera, Add business justification and allocate costs, Group and manage multiple expenses, Approve expenses and groups

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Great tool for expenses
- 👍 User-friendly app
- 👍 Basic functions work well

**What reviewers complain about**

- 🔒 Inconvenient login process
- 🔒 Unnecessary security for uploads
- 🐛 Constant updates prevent submission
- 🐛 Errors when submitting expenses
- 🐛 Cannot edit submitted expenses

**Reported bugs**

- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited

**Requested features**

- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality


### Cyncly Pay Payments

[App page](https://appshunter.io/ios/app/cyncly-pay-payments/id6448805792)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Smart Data free?

Smart Data is free to download, with no in-app purchases.

### Is Cyncly Pay Payments free?

Cyncly Pay Payments is free to download, with no in-app purchases.

### Do Smart Data or Cyncly Pay Payments have ads?

Neither Smart Data nor Cyncly Pay Payments shows ads.

### Which is updated more often, Smart Data or Cyncly Pay Payments?

Smart Data ships an update monthly, and Cyncly Pay Payments every 14 months. Most recently, Smart Data was updated on October 27, 2026 and Cyncly Pay Payments on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*