# Smart Data vs ONPointe Token

The clearest difference is update cadence: Smart Data at monthly against ONPointe Token's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Data ships an update monthly, ONPointe Token every 5 months. The most recent releases landed on September 25, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Smart Data | ONPointe Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (699 ratings)](https://appshunter.io/ios/app/smart-data/id1532107828/reviews)** | — |
| Number of ratings | **699** | — |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Free | — |
| Size | 63 MB | 4 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Mastercard International Incorporated](https://appshunter.io/developer/309754131) | [Old National Bank](https://appshunter.io/developer/731074108) |

## What reviewers say

### Smart Data

[App page](https://appshunter.io/ios/app/smart-data/id1532107828)

Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.

**Highlights:** Review posted corporate Mastercard expenses, Add receipts using phone camera, Add business justification and allocate costs, Group and manage multiple expenses, Approve expenses and groups

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Great tool for expenses
- 👍 User-friendly app
- 👍 Basic functions work well

**What reviewers complain about**

- 🔒 Inconvenient login process
- 🔒 Unnecessary security for uploads
- 🐛 Constant updates prevent submission
- 🐛 Errors when submitting expenses
- 🐛 Cannot edit submitted expenses

**Reported bugs**

- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited

**Requested features**

- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality


### ONPointe Token

[App page](https://appshunter.io/ios/app/onpointe-token/id6747091743)

**In-app purchases:** none


## Frequently asked questions

### Is Smart Data free?

Smart Data is free to download, with no in-app purchases.

### Is ONPointe Token free?

ONPointe Token is free to download, with no in-app purchases.

### Do Smart Data or ONPointe Token have ads?

Neither Smart Data nor ONPointe Token shows ads.

### Which is updated more often, Smart Data or ONPointe Token?

Smart Data ships an update monthly, and ONPointe Token every 5 months. Most recently, Smart Data was updated on September 25, 2026 and ONPointe Token on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*