# GSIS Touch vs BDO Online

The clearest difference is rating: BDO Online at 4.7 against GSIS Touch's 3.4. BDO Online also leads on ratings volume (11K vs 17) and update cadence (every 5 weeks vs every 3 months). GSIS Touch's advantage is review sentiment (27% vs 11%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BDO Online holds the better App Store score, 4.7 against 3.4. That said, the two scores are not equally well evidenced: BDO Online has 11K ratings behind it against 17, so its average is the more settled of the two. Written reviews complicate that: 27% of GSIS Touch's written reviews are positive against 11% of BDO Online's, so the app with the better star average is not the one people write more warmly about.

GSIS Touch ships an update every 3 months, BDO Online every 5 weeks. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | GSIS Touch | BDO Online |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (17 ratings)](https://appshunter.io/ios/app/gsis-touch/id1532700340/reviews) | **[4.7 (11K ratings)](https://appshunter.io/ios/app/bdo-online/id1551584630/reviews)** |
| Number of ratings | 17 | **11K** |
| Positive reviews | **26.9% of reviews** | 11.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 55 MB | 412 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Government Service Insurance System](https://appshunter.io/developer/1528893264) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### GSIS Touch

[App page](https://appshunter.io/ios/app/gsis-touch/id1532700340)

Access your personal records and stay informed about Government Service Insurance System (GSIS) products and services. This official app is designed for active members, pensioners, and stakeholders to connect with GSIS.

**Highlights:** Access personal records, Information on GSIS products, Information on GSIS services, Official GSIS communication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 👍 Practical to use
- 👍 Informative content
- 👍 Good for basic information

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 App won't open
- 🐛 White screen on launch
- 🐛 Connectivity issues
- 🐛 Repeating notifications

**Reported bugs**

- App crashes after iOS updates
- App won't open after iOS updates
- White screen on launch
- Connectivity issues
- Repeating notifications for past transactions

**Requested features**

- Button to mark all as read or delete in inbox
- Proactive updates for iOS compatibility


### BDO Online

[App page](https://appshunter.io/ios/app/bdo-online/id1551584630)

Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.

**Highlights:** Lock/unlock cards, View statements, Free BDO to BDO transfers, Biometric/Passcode confirmation, QR code money transfers

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔑 Inconsistent login issues
- ⏱️ Slow and unresponsive
- 💳 Unable to access credit card accounts
- 📤 Unsuccessful transactions and transfers

**Reported bugs**

- Accounts not showing up
- Transaction history not updating
- Inability to receive OTP
- Constant need to reset password

**Requested features**

- Allow saving of biller details
- Synchronize passwords across web and mobile
- Provide OTP options via email or authenticator app
- Optimize for tablet/iPad use
- Add ability to transfer between own accounts (e.g., USD to PHP)


## Frequently asked questions

### Is GSIS Touch free?

GSIS Touch is free to download, with no in-app purchases.

### Is BDO Online free?

BDO Online is free to download, with no in-app purchases.

### Which has better reviews, GSIS Touch or BDO Online?

BDO Online is rated higher. GSIS Touch averages 3.4 out of 5 from 17 ratings, while BDO Online averages 4.7 from 11K ratings.

### Do GSIS Touch or BDO Online have ads?

Neither GSIS Touch nor BDO Online shows ads.

### Which is updated more often, GSIS Touch or BDO Online?

GSIS Touch ships an update every 3 months, and BDO Online every 5 weeks. Most recently, GSIS Touch was updated on October 14, 2026 and BDO Online on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*