# GSIS Touch vs BDO Pay

The clearest difference is rating: BDO Pay at 4.8 against GSIS Touch's 3.4. BDO Pay also leads on ratings volume (1.7K vs 17) and update cadence (monthly vs every 3 months). GSIS Touch's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BDO Pay holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: BDO Pay has 1.7K ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 27% of GSIS Touch's written reviews are positive against 31% of BDO Pay's.

GSIS Touch ships an update every 3 months, BDO Pay monthly. The most recent releases landed on October 9, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | GSIS Touch | BDO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (17 ratings)](https://appshunter.io/ios/app/gsis-touch/id1532700340/reviews) | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/bdo-pay/id6450918577/reviews)** |
| Number of ratings | 17 | **1.7K** |
| Positive reviews | 26.9% of reviews | **30.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 55 MB | 576 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Government Service Insurance System](https://appshunter.io/developer/1528893264) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### GSIS Touch

[App page](https://appshunter.io/ios/app/gsis-touch/id1532700340)

Access your personal records and stay informed about Government Service Insurance System (GSIS) products and services. This official app is designed for active members, pensioners, and stakeholders to connect with GSIS.

**Highlights:** Access personal records, Information on GSIS products, Information on GSIS services, Official GSIS communication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 👍 Practical to use
- 👍 Informative content
- 👍 Good for basic information

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 App won't open
- 🐛 White screen on launch
- 🐛 Connectivity issues
- 🐛 Repeating notifications

**Reported bugs**

- App crashes after iOS updates
- App won't open after iOS updates
- White screen on launch
- Connectivity issues
- Repeating notifications for past transactions

**Requested features**

- Button to mark all as read or delete in inbox
- Proactive updates for iOS compatibility


### BDO Pay

[App page](https://appshunter.io/ios/app/bdo-pay/id6450918577)

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

**Highlights:** Scan QR Ph codes, Send money for free to BDO accounts, Pay bills with no service fees, Request money from users, Split bills, Buy load, QR withdrawals and deposits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is GSIS Touch free?

GSIS Touch is free to download, with no in-app purchases.

### Is BDO Pay free?

BDO Pay is free to download, with no in-app purchases.

### Which has better reviews, GSIS Touch or BDO Pay?

BDO Pay is rated higher. GSIS Touch averages 3.4 out of 5 from 17 ratings, while BDO Pay averages 4.8 from 1.7K ratings.

### Do GSIS Touch or BDO Pay have ads?

Neither GSIS Touch nor BDO Pay shows ads.

### Which is updated more often, GSIS Touch or BDO Pay?

GSIS Touch ships an update every 3 months, and BDO Pay monthly. Most recently, GSIS Touch was updated on October 9, 2026 and BDO Pay on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*