# Impact Mobile Banking vs Meritrust Mobile

The clearest difference is rating: Meritrust Mobile at 4.6 against Impact Mobile Banking's 3.7. Meritrust Mobile also leads on ratings volume (7.8K vs 3) and update cadence (every 2 months vs every 6 months). Impact Mobile Banking's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Meritrust Mobile holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.8K ratings behind it against 3, so its average is the more settled of the two.

Impact Mobile Banking ships an update every 6 months, Meritrust Mobile every 2 months. The most recent releases landed on September 15, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Impact Mobile Banking | Meritrust Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/impact-mobile-banking/id1532963102/reviews) | **[4.6 (7.8K ratings)](https://appshunter.io/ios/app/meritrust-mobile/id6444189039/reviews)** |
| Number of ratings | 3 | **7.8K** |
| Positive reviews | — | 16.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 6 MB | 19 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Impact Bank](https://appshunter.io/developer/536265863) | [Meritrust Credit Union](https://appshunter.io/developer/457535062) |

## What reviewers say

### Impact Mobile Banking

[App page](https://appshunter.io/ios/app/impact-mobile-banking/id1532963102)

Manage your finances on the go with this mobile banking application. Check balances, review transactions, transfer funds between accounts, and pay bills directly from your smartphone. It also helps you locate nearby branches and ATMs.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills, Locate branches and ATMs

**Features:** Vision Pro support

**In-app purchases:** none


### Meritrust Mobile

[App page](https://appshunter.io/ios/app/meritrust-mobile/id6444189039)

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

**Highlights:** View account balances and transaction history, Pay bills, Transfer funds between accounts, Deposit checks, Locate branches or ATMs

**In-app purchases:** none

**What reviewers like**

- 🙂 Kind and helpful staff
- 👍 Accessible for visually impaired users
- 💡 Customizable app layout

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🤔 Confusing and outdated user interface
- 🔍 Lack of important features from previous app
- 🤯 Forced migration to new app with poor user experience

**Reported bugs**

- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts

**Requested features**

- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets


## Frequently asked questions

### Is Impact Mobile Banking free?

Impact Mobile Banking is free to download, with no in-app purchases.

### Is Meritrust Mobile free?

Meritrust Mobile is free to download, with no in-app purchases.

### Which has better reviews, Impact Mobile Banking or Meritrust Mobile?

Meritrust Mobile is rated higher. Impact Mobile Banking averages 3.7 out of 5 from 3 ratings, while Meritrust Mobile averages 4.6 from 7.8K ratings.

### Do Impact Mobile Banking or Meritrust Mobile have ads?

Neither Impact Mobile Banking nor Meritrust Mobile shows ads.

### Which is updated more often, Impact Mobile Banking or Meritrust Mobile?

Impact Mobile Banking ships an update every 6 months, and Meritrust Mobile every 2 months. Most recently, Impact Mobile Banking was updated on September 15, 2026 and Meritrust Mobile on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*