# LemFi vs SafulPay

LemFi and SafulPay both sit at 4.8 stars, but that hides the real split: 100% of SafulPay's written reviews are positive against 58% of LemFi's. LemFi's advantage is ratings volume (76K vs 1) and update cadence (weekly vs monthly). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SafulPay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LemFi has 76K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 58% of LemFi's written reviews are positive against 100% of SafulPay's.

LemFi ships an update weekly, SafulPay monthly. The most recent releases landed on November 2, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | LemFi | SafulPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (76K ratings)](https://appshunter.io/ios/app/lemfi-send-save-grow/id1533066809/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/safulpay/id6480344064/reviews)** |
| Number of ratings | **76K** | 1 |
| Positive reviews | 57.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free | Free |
| Size | 267 MB | 64 MB |
| Requires iOS | 15.0 | **14.0.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Lemonade Finance](https://appshunter.io/developer/1533066811) | [TECH'N GOODWILL (T&G) LIMITED](https://appshunter.io/developer/1726164890) |

## What reviewers say

### LemFi

[App page](https://appshunter.io/ios/app/lemfi-send-save-grow/id1533066809)

Send money internationally to over 30 countries with transparent fees and real-time tracking. In the UK, access savings accounts with competitive interest rates and revolving credit lines, subject to eligibility. Purchase eSIM data for global connectivity.

**Highlights:** International money transfers, Zero transfer fees on supported corridors, Real-time transfer tracking, Instant Access Savings Account (UK), Revolving credit line (UK), eSIM data purchase, 24/7 customer support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable transfers
- 💳 Competitive exchange rates
- 👍 Easy to use app
- 🕰️ Instant money delivery
- 🤝 Excellent customer service

**What reviewers complain about**

- 🕰️ Delayed transactions
- 🔒 Verification issues
- 💳 Debit card problems
- 🤖 Poor customer support
- 💰 High fees

**Reported bugs**

- App crashes or freezes
- Funds not reflecting in wallet
- Incorrect exchange rates displayed
- Verification process not working

**Requested features**

- Add more beneficiary bank options
- Improve transaction history and reporting
- Provide ability to cancel or reverse transactions
- Increase transfer limits
- Offer mobile wallet or digital account features


### SafulPay

[App page](https://appshunter.io/ios/app/safulpay/id6480344064)

Manage your finances with instant transactions and bill payments. This app offers multiple wallet options and top-tier security for all users in Sierra Leone.

**Highlights:** Instant money transfers, Manage up to 5 wallets, Secure, encrypted transactions, Link mobile wallets and cards, Bill payment functionality

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is LemFi free?

LemFi is free to download, with no in-app purchases.

### Is SafulPay free?

SafulPay is free to download, with no in-app purchases.

### Which has better reviews, LemFi or SafulPay?

SafulPay is rated higher. LemFi averages 4.8 out of 5 from 76K ratings, while SafulPay averages 5.0 from 1 ratings.

### Do LemFi or SafulPay have ads?

Neither LemFi nor SafulPay shows ads.

### Which is updated more often, LemFi or SafulPay?

LemFi ships an update weekly, and SafulPay monthly. Most recently, LemFi was updated on November 2, 2026 and SafulPay on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*