# LemFi vs Dioko

The clearest difference is iOS requirement: LemFi at 15.0 against Dioko's 18.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LemFi ships an update weekly, Dioko every 5 days. The most recent releases landed on November 8, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | LemFi | Dioko |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (77K ratings)](https://appshunter.io/ios/app/lemfi-send-save-grow/id1533066809/reviews)** | — |
| Number of ratings | **77K** | — |
| Positive reviews | 57.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | Free | — |
| Size | 276 MB | 6 MB |
| Requires iOS | **15.0** | 18.2 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Lemonade Finance](https://appshunter.io/developer/1533066811) | [Michael Valaris](https://appshunter.io/developer/1714726031) |

## What reviewers say

### LemFi

[App page](https://appshunter.io/ios/app/lemfi-send-save-grow/id1533066809)

Send money internationally with transparent fees and real-time tracking. In the UK, access savings accounts with competitive interest rates and revolving credit lines, subject to eligibility. Purchase eSIM data for global connectivity.

**Highlights:** International money transfers to 30+ countries, Zero transfer fees on supported corridors, Real-time transfer tracking, Instant Access Savings Account (UK), Revolving credit line (UK, eligibility required), eSIM data purchase for 150+ countries, 24/7 customer support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable transfers
- 💳 Competitive exchange rates
- 👍 Easy to use app
- 🕰️ Instant money delivery
- 🤝 Excellent customer service

**What reviewers complain about**

- 🕰️ Delayed transactions
- 🔒 Verification issues
- 💳 Debit card problems
- 🤖 Poor customer support
- 💰 High fees

**Reported bugs**

- App crashes or freezes
- Funds not reflecting in wallet
- Incorrect exchange rates displayed
- Verification process not working

**Requested features**

- Add more beneficiary bank options
- Improve transaction history and reporting
- Provide ability to cancel or reverse transactions
- Increase transfer limits
- Offer mobile wallet or digital account features


### Dioko

[App page](https://appshunter.io/ios/app/dioko/id6741828778)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LemFi free?

LemFi is free to download, with no in-app purchases.

### Is Dioko free?

Dioko is free to download, with no in-app purchases.

### Do LemFi or Dioko have ads?

Neither LemFi nor Dioko shows ads.

### Which is updated more often, LemFi or Dioko?

LemFi ships an update weekly, and Dioko every 5 days. Most recently, LemFi was updated on November 8, 2026 and Dioko on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*