# LAQO vs mKovanica

The clearest difference is rating: LAQO at 4.9 against mKovanica's 2.0. LAQO also leads on ratings volume (8 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LAQO holds the better App Store score, 4.9 against 2.0. That said, the two scores are not equally well evidenced: LAQO has 8 ratings behind it against 1, so its average is the more settled of the two.

LAQO ships an update monthly, mKovanica every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | LAQO | mKovanica |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (8 ratings)](https://appshunter.io/ios/app/laqo/id1533078353/reviews)** | [2.0 (1 ratings)](https://appshunter.io/ios/app/mkovanica/id6749622207/reviews) |
| Number of ratings | **8** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 141 MB | 61 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Croatia osiguranje d.d.](https://appshunter.io/developer/1465721957) | [Banka Kovanica d.d.](https://appshunter.io/developer/1343739991) |

## What reviewers say

### LAQO

[App page](https://appshunter.io/ios/app/laqo/id1533078353)

Manage all your insurance policies digitally, from vehicle and travel to pet and home. Easily file claims, renew policies with a single click, and benefit from usage-based discounts. Participate in programs that reward responsible driving and secure your property.

**Highlights:** Digital policy management, Easy claim filing, One-click policy renewal, Usage-based discounts, Responsible driving rewards, Travel insurance, Pet insurance, Home insurance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### mKovanica

[App page](https://appshunter.io/ios/app/mkovanica/id6749622207)

Access your accounts anytime, anywhere with this mobile banking app. View balances, transactions, loans, savings, and credit card activity. Make payments, manage templates, and find branches and ATMs.

**Highlights:** Account balance and transaction overview, Loan and savings details, Credit card transaction viewing, Euro and SEPA payment processing, Payment templates and saved orders, Branch and ATM locator, Face recognition login

**In-app purchases:** none


## Frequently asked questions

### Is LAQO free?

LAQO is free to download, with no in-app purchases.

### Is mKovanica free?

mKovanica is free to download, with no in-app purchases.

### Which has better reviews, LAQO or mKovanica?

LAQO is rated higher. LAQO averages 4.9 out of 5 from 8 ratings, while mKovanica averages 2.0 from 1 ratings.

### Do LAQO or mKovanica have ads?

Neither LAQO nor mKovanica shows ads.

### Which is updated more often, LAQO or mKovanica?

LAQO ships an update monthly, and mKovanica every 2 months. Most recently, LAQO was updated on November 3, 2026 and mKovanica on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*