# Kotluy vs SALT Microfinance

The clearest difference is update cadence: SALT Microfinance at weekly against Kotluy's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kotluy ships an update every 3 months, SALT Microfinance weekly. Both last shipped on October 3, 2026.

## The numbers

| Metric | Kotluy | SALT Microfinance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/salt-microfinance/id6754417447/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | — | Free |
| Size | 101 MB | 49 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Rithipul Co., Ltd](https://appshunter.io/developer/1533574356) | [Financial Literacy International](https://appshunter.io/developer/1739030137) |

## What reviewers say

### Kotluy

[App page](https://appshunter.io/ios/app/kotluy/id1533574357)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SALT Microfinance

[App page](https://appshunter.io/ios/app/salt-microfinance/id6754417447)

This app streamlines community savings groups, making financial transactions more accurate and transparent. It simplifies earnings calculations, loan amortization, and reporting for smallholder farmers, aiding agricultural development.

**Highlights:** Community savings group management, Fair member earnings calculation, Loan amortization calculations, Transparent transaction reporting, Agricultural field trial tracking, Support for smallholder farmers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kotluy free?

Kotluy is free to download, with no in-app purchases.

### Is SALT Microfinance free?

SALT Microfinance is free to download, with no in-app purchases.

### Do Kotluy or SALT Microfinance have ads?

Neither Kotluy nor SALT Microfinance shows ads.

### Which is updated more often, Kotluy or SALT Microfinance?

Kotluy ships an update every 3 months, and SALT Microfinance weekly. Most recently, Kotluy was updated on October 3, 2026 and SALT Microfinance on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*