# Zofi Cash vs PayProof Inc

The clearest difference is rating: PayProof Inc at 5.0 against Zofi Cash's 2.0. PayProof Inc also leads on update cadence (every 6 days vs every 31 months). Zofi Cash's advantage is in-app purchases (none vs 2) and ratings volume (4 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. PayProof Inc sells 2 in-app purchases, starting at $9.99 per month. Zofi Cash asks for nothing beyond the download.

PayProof Inc holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

Zofi Cash ships an update every 31 months, PayProof Inc every 6 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Zofi Cash | PayProof Inc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (4 ratings)](https://appshunter.io/ios/app/zofi-cash/id1533739988/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payproof-inc/id6761936617/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 31 months | **Every 6 days** |
| Monetization | **Free** | Subscription |
| Size | 34 MB | 16 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Zofi Cash LLC](https://appshunter.io/developer/1514719316) | [West Dukes](https://appshunter.io/developer/1879317799) |

## What reviewers say

### Zofi Cash

[App page](https://appshunter.io/ios/app/zofi-cash/id1533739988)

Access affordable salary advances before your payday. This digital platform allows employees to receive funds from their employer instantly when financial emergencies arise, offering a faster and simpler way to manage immediate cash needs.

**Highlights:** Affordable salary advances, Instant fund access, Digital financial platform, Employer-provided advances, Manage financial emergencies

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayProof Inc

[App page](https://appshunter.io/ios/app/payproof-inc/id6761936617)

This platform tracks real payment behavior to build trust and improve financial access. It connects dealerships, consumers, and recovery agents with features like AI risk alerts and live vehicle tracking.

**Highlights:** Real Payment Intelligence Engine, AI Risk Alerts, Live Vehicle Tracking, Dealer + Consumer Sync, Recovery Marketplace, Build payment score, Track payment history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayProof Standard | $9.99 | per month |
| PayProof Premium | $19.99 | per month |


## Frequently asked questions

### Is Zofi Cash free?

Zofi Cash is free to download, with no in-app purchases.

### Is PayProof Inc free?

PayProof Inc is free to download, with in-app purchases available.

### Which has better reviews, Zofi Cash or PayProof Inc?

PayProof Inc is rated higher. Zofi Cash averages 2.0 out of 5 from 4 ratings, while PayProof Inc averages 5.0 from 1 ratings.

### Do Zofi Cash or PayProof Inc have ads?

Neither Zofi Cash nor PayProof Inc shows ads.

### Which is updated more often, Zofi Cash or PayProof Inc?

Zofi Cash ships an update every 31 months, and PayProof Inc every 6 days. Most recently, Zofi Cash was updated on November 3, 2026 and PayProof Inc on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*