# On vs 9Plus

The clearest difference is rating: On at 3.3 against 9Plus's 2.6. 9Plus's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On holds the better App Store score, 3.3 against 2.6. Both are backed by a comparable volume of ratings — 16 and 9 respectively.

## The numbers

| Metric | On | 9Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (16 ratings)](https://appshunter.io/ios/app/on-credit/id1533857522/reviews)** | [2.6 (9 ratings)](https://appshunter.io/ios/app/9plus/id1614779385/reviews) |
| Number of ratings | **16** | 9 |
| Positive reviews | 35.5% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | — |
| Monetization | Free with in-app purchases | **Free** |
| Size | 54 MB | 23 MB |
| Requires iOS | 13.0 | **10.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [SIROKO FINANS, TOV](https://appshunter.io/developer/1533857524) | [NINE PLUS LIMITED COMPANY](https://appshunter.io/developer/1614779387) |

## What reviewers say

### On

[App page](https://appshunter.io/ios/app/on-credit/id1533857522)

This app provides financial consulting services to help users secure online loans. It guides you through the application process, offering loans up to 20,000,000 VND with flexible repayment terms. Enjoy a 0% interest and fee offer on your first loan.

**Highlights:** Online loan consulting, Loan application guidance, Up to 20,000,000 VND loans, Up to 183-day loan terms, 0% interest on first loan, Maximum 14.6%/year interest rate

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast disbursement
- 👍 Easy to use
- 👍 Friendly interface
- 👍 Quick approval process
- 👍 Convenient and fast

**What reviewers complain about**

- ⚠️ High interest rates
- ⚠️ App is buggy/unusable
- ⚠️ Loan sharks/predatory lending
- ⚠️ App crashes/freezes
- ⚠️ Login issues

**Reported bugs**

- App not loading
- App crashes
- Cannot log in
- App is laggy
- Cannot register

**Requested features**

- Need customer service phone number
- How to pay?


### 9Plus

[App page](https://appshunter.io/ios/app/9plus/id1614779385)

This financial service platform partners with banks and financial companies to offer secure and reliable access to fintech services. It provides loans with clear terms, interest rates, and a straightforward application process, ensuring user data privacy.

**Highlights:** Access to fintech services, Loan applications, Secure data protection, Transparent interest rates, Digital contract signing, 24/7 customer support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is On free?

On is free to download, with no in-app purchases.

### Is 9Plus free?

9Plus is free to download, with no in-app purchases.

### Which has better reviews, On or 9Plus?

On is rated higher. On averages 3.3 out of 5 from 16 ratings, while 9Plus averages 2.6 from 9 ratings.

### Do On or 9Plus have ads?

On shows ads; 9Plus does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*