# On vs Finavi

The clearest difference is rating: Finavi at 5.0 against On's 3.2. Finavi also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On's advantage is ratings volume (19 vs 2) and iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Finavi holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: On has 19 ratings behind it against 2, so its average is the more settled of the two.

On ships an update every 2 months, Finavi every 2 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | On | Finavi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (19 ratings)](https://appshunter.io/ios/app/on-credit/id1533857522/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/finavi/id6446972800/reviews)** |
| Number of ratings | **19** | 2 |
| Positive reviews | 35.5% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 54 MB | 131 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [SIROKO FINANS, TOV](https://appshunter.io/developer/1533857524) | [Finavi](https://appshunter.io/developer/1679895439) |

## What reviewers say

### On

[App page](https://appshunter.io/ios/app/on-credit/id1533857522)

This app provides financial consulting services to help users secure online loans. It guides you through the application process, offering loans up to 20,000,000 VND with flexible repayment terms. Enjoy a 0% interest and fee offer on your first loan.

**Highlights:** Online loan consulting, Loan application guidance, Up to 20,000,000 VND loans, Up to 183-day loan terms, 0% interest on first loan, Maximum 14.6%/year interest rate

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast disbursement
- 👍 Easy to use
- 👍 Friendly interface
- 👍 Quick approval process
- 👍 Convenient and fast

**What reviewers complain about**

- ⚠️ High interest rates
- ⚠️ App is buggy/unusable
- ⚠️ Loan sharks/predatory lending
- ⚠️ App crashes/freezes
- ⚠️ Login issues

**Reported bugs**

- App not loading
- App crashes
- Cannot log in
- App is laggy
- Cannot register

**Requested features**

- Need customer service phone number
- How to pay?


### Finavi

[App page](https://appshunter.io/ios/app/finavi/id6446972800)

This finance app offers lifelong free trading with the lowest market margin rates. It allows for quick account opening via eKYC in just 3 minutes, providing essential tools for modern investors to monitor the market and make informed decisions.

**Highlights:** Lifelong free trading, Lowest market margin, 3-minute eKYC account opening, One-tap buy/sell orders, Portfolio management, Community features for market discussion

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is On free?

On is free to download, with no in-app purchases.

### Is Finavi free?

Finavi is free to download, with no in-app purchases.

### Which has better reviews, On or Finavi?

Finavi is rated higher. On averages 3.2 out of 5 from 19 ratings, while Finavi averages 5.0 from 2 ratings.

### Do On or Finavi have ads?

On shows ads; Finavi does not.

### Which is updated more often, On or Finavi?

On ships an update every 2 months, and Finavi every 2 weeks. Most recently, On was updated on November 3, 2026 and Finavi on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*