# On vs Loop by LPS

The clearest difference is ads: Loop by LPS at none against On's shown. Loop by LPS also leads on update cadence (weekly vs every 2 months). On's advantage is iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On ships an update every 2 months, Loop by LPS weekly. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | On | Loop by LPS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (19 ratings)](https://appshunter.io/ios/app/on-credit/id1533857522/reviews)** | — |
| Number of ratings | **19** | — |
| Positive reviews | 35.5% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 54 MB | 139 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SIROKO FINANS, TOV](https://appshunter.io/developer/1533857524) | [LPS SECURITIES JOINT STOCK COMPANY](https://appshunter.io/developer/1733784410) |

## What reviewers say

### On

[App page](https://appshunter.io/ios/app/on-credit/id1533857522)

This app provides financial consulting services to help users secure online loans. It guides you through the application process, offering loans up to 20,000,000 VND with flexible repayment terms. Enjoy a 0% interest and fee offer on your first loan.

**Highlights:** Online loan consulting, Loan application guidance, Up to 20,000,000 VND loans, Up to 183-day loan terms, 0% interest on first loan, Maximum 14.6%/year interest rate

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast disbursement
- 👍 Easy to use
- 👍 Friendly interface
- 👍 Quick approval process
- 👍 Convenient and fast

**What reviewers complain about**

- ⚠️ High interest rates
- ⚠️ App is buggy/unusable
- ⚠️ Loan sharks/predatory lending
- ⚠️ App crashes/freezes
- ⚠️ Login issues

**Reported bugs**

- App not loading
- App crashes
- Cannot log in
- App is laggy
- Cannot register

**Requested features**

- Need customer service phone number
- How to pay?


### Loop by LPS

[App page](https://appshunter.io/ios/app/loop-by-lps/id6751394004)

**In-app purchases:** none


## Frequently asked questions

### Is On free?

On is free to download, with no in-app purchases.

### Is Loop by LPS free?

Loop by LPS is free to download, with no in-app purchases.

### Do On or Loop by LPS have ads?

On shows ads; Loop by LPS does not.

### Which is updated more often, On or Loop by LPS?

On ships an update every 2 months, and Loop by LPS weekly. Most recently, On was updated on October 22, 2026 and Loop by LPS on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*