# Cara Credit Union vs AIB Authenticator

The clearest difference is update cadence: AIB Authenticator at every 3 months against Cara Credit Union's every 19 months. Cara Credit Union's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.6). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cara Credit Union ships an update every 19 months, AIB Authenticator every 3 months. The most recent releases landed on September 24, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Cara Credit Union | AIB Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (2 ratings)](https://appshunter.io/ios/app/aib-authenticator/id1574723973/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 3 months** |
| Monetization | — | Free |
| Size | 17 MB | 40 MB |
| Requires iOS | **12.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Cara Credit Union Limited](https://appshunter.io/developer/1533999921) | [Allied Irish Banks, p.l.c.](https://appshunter.io/developer/468042884) |

## What reviewers say

### Cara Credit Union

[App page](https://appshunter.io/ios/app/cara-credit-union/id1533999919)

**Features:** macOS Compatibility

**In-app purchases:** none


### AIB Authenticator

[App page](https://appshunter.io/ios/app/aib-authenticator/id1574723973)

Enhance your account security with two-factor authentication. This app provides an extra layer of protection for logging in and authorizing important transactions. Easily manage your digital profile and authenticate online purchases for added peace of mind.

**Highlights:** Two-factor authentication (2FA), Approve or deny push notifications, Manage Digital Profile, Set up or reset digital password, Authenticate online purchases

**In-app purchases:** none


## Frequently asked questions

### Is Cara Credit Union free?

Cara Credit Union is free to download, with no in-app purchases.

### Is AIB Authenticator free?

AIB Authenticator is free to download, with no in-app purchases.

### Do Cara Credit Union or AIB Authenticator have ads?

Neither Cara Credit Union nor AIB Authenticator shows ads.

### Which is updated more often, Cara Credit Union or AIB Authenticator?

Cara Credit Union ships an update every 19 months, and AIB Authenticator every 3 months. Most recently, Cara Credit Union was updated on September 24, 2026 and AIB Authenticator on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*