# PathHome by PRMG vs Shellpoint

The clearest difference is rating: Shellpoint at 4.9 against PathHome by PRMG's 4.2. Shellpoint also leads on ratings volume (17K vs 5) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Shellpoint holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 50% of PathHome by PRMG's written reviews are positive against 54% of Shellpoint's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | PathHome by PRMG | Shellpoint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/pathhome-by-prmg/id1534014789/reviews) | **[4.9 (17K ratings)](https://appshunter.io/ios/app/shellpoint/id6443957708/reviews)** |
| Number of ratings | 5 | **17K** |
| Positive reviews | 50.0% of reviews | **54.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 114 MB | 73 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Paramount Residential Mortgage Group, Inc.](https://appshunter.io/developer/1342324290) | [Newrez LLC](https://appshunter.io/developer/1435999021) |

## What reviewers say

### PathHome by PRMG

[App page](https://appshunter.io/ios/app/pathhome-by-prmg/id1534014789)

This financial assistant helps users achieve homeownership by providing tools for credit monitoring, affordability analysis, and mortgage readiness assessment. It also offers real estate listings and financial insights to build wealth.

**Highlights:** Free credit score, report, and monitoring, Affordability analysis, Real estate listings, Mortgage readiness assessment, Financial insights, Homeownership preparation guidance

**Features:** Vision Pro support

**In-app purchases:** none


### Shellpoint

[App page](https://appshunter.io/ios/app/shellpoint/id6443957708)

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

**Highlights:** View loan account details, Make one-time payments, Schedule recurring payments, Access statements and documents, View recent account activity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Straightforward payment process
- 👍 Convenient payment history
- 👍 Smooth system
- 👍 Easy payment service

**What reviewers complain about**

- 🐛 App crashes or doesn't load
- 🐛 Outdated and clunky interface
- 🐛 Slow performance
- 🐛 Lack of modern features
- 🐛 Unreliable customer service

**Reported bugs**

- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in

**Requested features**

- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option


## Frequently asked questions

### Is PathHome by PRMG free?

PathHome by PRMG is free to download, with no in-app purchases.

### Is Shellpoint free?

Shellpoint is free to download, with no in-app purchases.

### Which has better reviews, PathHome by PRMG or Shellpoint?

Shellpoint is rated higher. PathHome by PRMG averages 4.2 out of 5 from 5 ratings, while Shellpoint averages 4.9 from 17K ratings.

### Do PathHome by PRMG or Shellpoint have ads?

Neither PathHome by PRMG nor Shellpoint shows ads.

### Which is updated more often, PathHome by PRMG or Shellpoint?

PathHome by PRMG ships an update monthly, and Shellpoint monthly. Most recently, PathHome by PRMG was updated on October 10, 2026 and Shellpoint on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*