# PathHome by PRMG vs First State Bank

The clearest difference is rating: First State Bank at 4.8 against PathHome by PRMG's 4.2. First State Bank also leads on ratings volume (2.2K vs 5). PathHome by PRMG's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First State Bank holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: First State Bank has 2.2K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 50% of PathHome by PRMG's written reviews are positive against 48% of First State Bank's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | PathHome by PRMG | First State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/pathhome-by-prmg/id1534014789/reviews) | **[4.8 (2.2K ratings)](https://appshunter.io/ios/app/first-state-bank/id6444011186/reviews)** |
| Number of ratings | 5 | **2.2K** |
| Positive reviews | **50.0% of reviews** | 47.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 115 MB | 197 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 12+ | 12+ |
| Developer | [Paramount Residential Mortgage Group, Inc.](https://appshunter.io/developer/1342324290) | [FIRST STATE BANK (OH)](https://appshunter.io/developer/766857378) |

## What reviewers say

### PathHome by PRMG

[App page](https://appshunter.io/ios/app/pathhome-by-prmg/id1534014789)

This financial assistant helps users prepare for homeownership by providing credit monitoring, affordability analysis, and mortgage readiness assessments. It also features real estate listings and connects users with lenders for guidance.

**Highlights:** Free credit score, report, and monitoring, Affordability analysis, Real estate listings, Mortgage readiness assessment, Financial insights and savings tracking, Lender connection for guidance

**Features:** Vision Pro support

**In-app purchases:** none


### First State Bank

[App page](https://appshunter.io/ios/app/first-state-bank/id6444011186)

Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.

**Highlights:** Real-time balance viewing, Fund transfers, Mobile check deposit, ATM/Debit card management, Transaction organization, Customizable alerts, Payment capabilities

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great bank
- 🚀 Deposit checks without going to the bank
- 💡 Excellent service

**What reviewers complain about**

- 🐛 App not updated, balance and transactions delayed
- 🐛 App crashes, can't link accounts for transfers
- 🤔 Confusing new app design

**Reported bugs**

- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed

**Requested features**

- Bring back old app version
- Improve transaction visibility and timeliness


## Frequently asked questions

### Is PathHome by PRMG free?

PathHome by PRMG is free to download, with no in-app purchases.

### Is First State Bank free?

First State Bank is free to download, with no in-app purchases.

### Which has better reviews, PathHome by PRMG or First State Bank?

First State Bank is rated higher. PathHome by PRMG averages 4.2 out of 5 from 5 ratings, while First State Bank averages 4.8 from 2.2K ratings.

### Do PathHome by PRMG or First State Bank have ads?

Neither PathHome by PRMG nor First State Bank shows ads.

### Which is updated more often, PathHome by PRMG or First State Bank?

PathHome by PRMG ships an update monthly, and First State Bank monthly. Most recently, PathHome by PRMG was updated on November 3, 2026 and First State Bank on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*