# PathHome by PRMG vs Encompass LO

The clearest difference is review sentiment: PathHome by PRMG at 50% against Encompass LO's 0%. PathHome by PRMG also leads on update cadence (monthly vs every 2 months) and device support (3 vs 1). Encompass LO's advantage is rating (4.5 vs 4.2). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Encompass LO holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews complicate that: 50% of PathHome by PRMG's written reviews are positive against 0% of Encompass LO's, so the app with the better star average is not the one people write more warmly about.

PathHome by PRMG ships an update monthly, Encompass LO every 2 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | PathHome by PRMG | Encompass LO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/pathhome-by-prmg/id1534014789/reviews) | **[4.5 (4 ratings)](https://appshunter.io/ios/app/encompass-lo/id6738355640/reviews)** |
| Number of ratings | **5** | 4 |
| Positive reviews | **50.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 115 MB | 64 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 12+ | 17+ |
| Developer | [Paramount Residential Mortgage Group, Inc.](https://appshunter.io/developer/1342324290) | [IntercontinentalExchange, Inc](https://appshunter.io/developer/394677843) |

## What reviewers say

### PathHome by PRMG

[App page](https://appshunter.io/ios/app/pathhome-by-prmg/id1534014789)

This financial assistant helps users prepare for homeownership by providing credit monitoring, affordability analysis, and mortgage readiness assessments. It also features real estate listings and connects users with lenders for guidance.

**Highlights:** Free credit score, report, and monitoring, Affordability analysis, Real estate listings, Mortgage readiness assessment, Financial insights and savings tracking, Lender connection for guidance

**Features:** Vision Pro support

**In-app purchases:** none


### Encompass LO

[App page](https://appshunter.io/ios/app/encompass-lo/id6738355640)

This app provides mortgage loan officers with tools for lead management, loan origination, and secure communication. It allows users to manage leads, convert them to loans, track their pipeline, and eSign documents remotely to drive sales and assist borrowers.

**Highlights:** Lead management, Loan origination tools, Secure communication, Loan pipeline management, eSign documents, Remote work capabilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PathHome by PRMG free?

PathHome by PRMG is free to download, with no in-app purchases.

### Is Encompass LO free?

Encompass LO is free to download, with no in-app purchases.

### Which has better reviews, PathHome by PRMG or Encompass LO?

Encompass LO is rated higher. PathHome by PRMG averages 4.2 out of 5 from 5 ratings, while Encompass LO averages 4.5 from 4 ratings.

### Do PathHome by PRMG or Encompass LO have ads?

Neither PathHome by PRMG nor Encompass LO shows ads.

### Which is updated more often, PathHome by PRMG or Encompass LO?

PathHome by PRMG ships an update monthly, and Encompass LO every 2 months. Most recently, PathHome by PRMG was updated on November 3, 2026 and Encompass LO on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*