# UnelmaPay vs Utkrishta iSmart

The clearest difference is update cadence: UnelmaPay at every 6 days against Utkrishta iSmart's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UnelmaPay ships an update every 6 days, Utkrishta iSmart every 3 months. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | UnelmaPay | Utkrishta iSmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/unelmapay/id1534030838/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 3 months |
| Monetization | Free | — |
| Size | 36 MB | 79 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Unelma Platforms](https://appshunter.io/developer/1338163438) | [Devanasoft Pvt Ltd](https://appshunter.io/developer/1694777395) |

## What reviewers say

### UnelmaPay

[App page](https://appshunter.io/ios/app/unelmapay/id1534030838)

This digital wallet facilitates secure and convenient online payments. It enables users to transfer funds between wallets, accept payments via major gateways, and manage utility bill payments. It's a comprehensive payment ecosystem for seamless transactions.

**Highlights:** Online payment processing, Wallet-to-wallet fund transfers, Accept payments via third-party gateways, Utility bill payments, Top-up services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Utkrishta iSmart

[App page](https://appshunter.io/ios/app/utkrishta-ismart/id6744097347)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UnelmaPay free?

UnelmaPay is free to download, with no in-app purchases.

### Is Utkrishta iSmart free?

Utkrishta iSmart is free to download, with no in-app purchases.

### Do UnelmaPay or Utkrishta iSmart have ads?

Neither UnelmaPay nor Utkrishta iSmart shows ads.

### Which is updated more often, UnelmaPay or Utkrishta iSmart?

UnelmaPay ships an update every 6 days, and Utkrishta iSmart every 3 months. Most recently, UnelmaPay was updated on October 24, 2026 and Utkrishta iSmart on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*