# UnelmaPay vs Michu

The clearest difference is rating: Michu at 5.0 against UnelmaPay's 1.0. Michu also leads on update cadence (every 2 days vs every 6 days). UnelmaPay's advantage is in-app purchases (none vs 1) and device support (3 vs 1). On price, ratings volume and ads there is nothing between them.

Both are free to download. Michu sells 1 one-off in-app purchase. UnelmaPay asks for nothing beyond the download.

Michu holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UnelmaPay ships an update every 6 days, Michu every 2 days. The most recent releases landed on October 29, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | UnelmaPay | Michu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/unelmapay/id1534030838/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/michu-mindful-spending/id6809133397/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 days | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 36 MB | 105 MB |
| Requires iOS | **15.0** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Unelma Platforms](https://appshunter.io/developer/1338163438) | [Solyx Studios, LLC](https://appshunter.io/developer/1858516086) |

## What reviewers say

### UnelmaPay

[App page](https://appshunter.io/ios/app/unelmapay/id1534030838)

Manage all your payments with this comprehensive digital wallet. Send money globally, pay bills, book travel, and get a virtual card for online purchases. It's a complete payment ecosystem for your daily financial needs.

**Highlights:** Global money transfers, International mobile top-up, Instant P2P payments, Utility bill payments, Flight and hotel booking, Virtual Visa card, Gift card purchases

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Michu

[App page](https://appshunter.io/ios/app/michu-mindful-spending/id6809133397)

This app helps you understand your spending habits by asking a single nightly question about daily temptations. It provides insights into your patterns without connecting to financial services or tracking monetary values. The core features are free, with optional purchases for cosmetic enhancements.

**Highlights:** Nightly check-in with simple answers, Optional trigger words for temptations, Calendar for tracking progress, Pattern insights over time, Warm, non-judgmental companion, Data stays on device

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Michu Pro | $3.99 | one-time |


## Frequently asked questions

### Is UnelmaPay free?

UnelmaPay is free to download, with no in-app purchases.

### Is Michu free?

Michu is free to download, with in-app purchases available.

### Which has better reviews, UnelmaPay or Michu?

Michu is rated higher. UnelmaPay averages 1.0 out of 5 from 1 ratings, while Michu averages 5.0 from 1 ratings.

### Do UnelmaPay or Michu have ads?

Neither UnelmaPay nor Michu shows ads.

### Which is updated more often, UnelmaPay or Michu?

UnelmaPay ships an update every 6 days, and Michu every 2 days. Most recently, UnelmaPay was updated on October 29, 2026 and Michu on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*