# DigiCrédit vs BNAPAY

The clearest difference is rating: DigiCrédit at 5.0 against BNAPAY's 3.0. BNAPAY's advantage is update cadence (fortnightly vs every 23 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DigiCrédit holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

DigiCrédit ships an update every 23 months, BNAPAY fortnightly. The most recent releases landed on October 8, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | DigiCrédit | BNAPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/digicredit/id1534115739/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/bnapay/id1625715421/reviews) |
| Number of ratings | 1 | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 23 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 25 MB | 81 MB |
| Requires iOS | **11.0** | 12.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [STB Finance](https://appshunter.io/developer/1525537232) | [BANQUE NAIONALE AGRICOLE(BNA)](https://appshunter.io/developer/1524454607) |

## What reviewers say

### DigiCrédit

[App page](https://appshunter.io/ios/app/digicredit/id1534115739)

Manage your loans and track credit applications. This finance app helps users monitor their financial obligations and stay organized with their credit requests.

**Highlights:** Loan tracking, Credit application monitoring, Financial obligation management, Organized credit requests

**Features:** macOS Compatibility

**In-app purchases:** none


### BNAPAY

[App page](https://appshunter.io/ios/app/bnapay/id1625715421)

This finance app allows users to securely check their transaction history and pay merchants at any time, from anywhere. To use its features, you must be registered for the BNAPAY service and have a Tunisian bank card.

**Highlights:** Transaction history consultation, Merchant payments, Secure operations, 24/7 accessibility, BNAPAY service registration

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is DigiCrédit free?

DigiCrédit is free to download, with no in-app purchases.

### Is BNAPAY free?

BNAPAY is free to download, with no in-app purchases.

### Which has better reviews, DigiCrédit or BNAPAY?

DigiCrédit is rated higher. DigiCrédit averages 5.0 out of 5 from 1 ratings, while BNAPAY averages 3.0 from 2 ratings.

### Do DigiCrédit or BNAPAY have ads?

Neither DigiCrédit nor BNAPAY shows ads.

### Which is updated more often, DigiCrédit or BNAPAY?

DigiCrédit ships an update every 23 months, and BNAPAY fortnightly. Most recently, DigiCrédit was updated on October 8, 2026 and BNAPAY on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*