# DigiCrédit vs STB Pay

The clearest difference is rating: DigiCrédit at 5.0 against STB Pay's 4.0. STB Pay's advantage is update cadence (every 3 weeks vs every 23 months) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DigiCrédit holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

DigiCrédit ships an update every 23 months, STB Pay every 3 weeks. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | DigiCrédit | STB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/digicredit/id1534115739/reviews)** | [4.0 (3 ratings)](https://appshunter.io/ios/app/stb-pay/id1637595082/reviews) |
| Number of ratings | 1 | **3** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 23 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 25 MB | 65 MB |
| Requires iOS | **11.0** | 12.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [STB Finance](https://appshunter.io/developer/1525537232) | [STE TUNISIENNE DE BANQUE](https://appshunter.io/developer/1045108544) |

## What reviewers say

### DigiCrédit

[App page](https://appshunter.io/ios/app/digicredit/id1534115739)

Manage your loans and track credit applications. This finance app helps users monitor their financial obligations and stay organized with their credit requests.

**Highlights:** Loan tracking, Credit application monitoring, Financial obligation management, Organized credit requests

**Features:** macOS Compatibility

**In-app purchases:** none


### STB Pay

[App page](https://appshunter.io/ios/app/stb-pay/id1637595082)

Easily and securely manage your finances on the go. View transaction history and make payments to merchants accepting this new payment method. Requires prior registration with STB Pay and a Tunisian bank card.

**Highlights:** Secure transaction history viewing, Merchant payments, 24/7 accessibility, Easy registration process

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is DigiCrédit free?

DigiCrédit is free to download, with no in-app purchases.

### Is STB Pay free?

STB Pay is free to download, with no in-app purchases.

### Which has better reviews, DigiCrédit or STB Pay?

DigiCrédit is rated higher. DigiCrédit averages 5.0 out of 5 from 1 ratings, while STB Pay averages 4.0 from 3 ratings.

### Do DigiCrédit or STB Pay have ads?

Neither DigiCrédit nor STB Pay shows ads.

### Which is updated more often, DigiCrédit or STB Pay?

DigiCrédit ships an update every 23 months, and STB Pay every 3 weeks. Most recently, DigiCrédit was updated on October 24, 2026 and STB Pay on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*