# Coutts vs Vanderbilt Insurance

The clearest difference is update cadence: Coutts at every 3 weeks against Vanderbilt Insurance's every 9 months. Vanderbilt Insurance's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Coutts ships an update every 3 weeks, Vanderbilt Insurance every 9 months. The most recent releases landed on October 24, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Coutts | Vanderbilt Insurance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (40 ratings)](https://appshunter.io/ios/app/coutts/id1534159074/reviews)** | — |
| Number of ratings | **40** | — |
| Positive reviews | 28.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 9 months |
| Monetization | Free | — |
| Size | 473 MB | 65 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [COUTTS & COMPANY](https://appshunter.io/developer/570181480) | [Sprint Innovations](https://appshunter.io/developer/1086139092) |

## What reviewers say

### Coutts

[App page](https://appshunter.io/ios/app/coutts/id1534159074)

Manage your finances securely and conveniently with this app. Access all your transactions, monitor investments, and approve payments with advanced security features like fingerprint and facial recognition.

**Highlights:** Secure login (fingerprint, face recognition, passcode), Transaction notifications and approvals, View all transactions, Monitor investment performance, Transfer money between accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💳 Foreign currency payments directly from accounts
- 🔒 Secure with Face ID authentication
- 📱 Improved app design and layout
- 👥 Excellent customer support staff

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⏱️ Extremely slow to load (10-30 seconds)
- 🔴 Regular maintenance downtime, especially weekends
- 😤 Unreliable compared to competitor apps
- 🔐 Face ID authentication frequently fails

**Reported bugs**

- App crashes on iOS 16, iOS 17, iOS 18 updates
- Face ID stops working after updates
- Login fails with 'unexpected error' messages
- Push notifications for payment approvals not received
- App freezes when approval request received

**Requested features**

- Dynamic search for payees (auto-filter as typing)
- Payment receipt with bank name for confirmation
- Ability to download payment advices
- Payment reference visibility in transaction history
- Screenshot functionality for payments


### Vanderbilt Insurance

[App page](https://appshunter.io/ios/app/vanderbilt-insurance/id1659093441)

**In-app purchases:** none


## Frequently asked questions

### Is Coutts free?

Coutts is free to download, with no in-app purchases.

### Is Vanderbilt Insurance free?

Vanderbilt Insurance is free to download, with no in-app purchases.

### Do Coutts or Vanderbilt Insurance have ads?

Neither Coutts nor Vanderbilt Insurance shows ads.

### Which is updated more often, Coutts or Vanderbilt Insurance?

Coutts ships an update every 3 weeks, and Vanderbilt Insurance every 9 months. Most recently, Coutts was updated on October 24, 2026 and Vanderbilt Insurance on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*