# XacBank vs Ureca

The clearest difference is rating: Ureca at 5.0 against XacBank's 2.6. Ureca also leads on update cadence (weekly vs every 3 weeks) and iOS requirement (13.0 vs 15.0). XacBank's advantage is ratings volume (57 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ureca holds the better App Store score, 5.0 against 2.6. That said, the two scores are not equally well evidenced: XacBank has 57 ratings behind it against 1, so its average is the more settled of the two.

XacBank ships an update every 3 weeks, Ureca weekly. The most recent releases landed on August 19, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | XacBank | Ureca |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (57 ratings)](https://appshunter.io/ios/app/xacbank/id1534265552/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ureca/id6447609459/reviews)** |
| Number of ratings | **57** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 139 MB | 63 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Xac Bank](https://appshunter.io/developer/781439024) | [URECA PTE. LTD.](https://appshunter.io/developer/1658246933) |

## What reviewers say

### XacBank

[App page](https://appshunter.io/ios/app/xacbank/id1534265552)

Manage your finances with a comprehensive banking app. Perform various transactions, manage accounts, apply for loans, and order cards. New users can onboard digitally without visiting a branch.

**Highlights:** Internal and external bank transfers, Interbank and international money transfers, Bill payments, Account management and opening, Loan applications and management, Card ordering and management, Branch and ATM locator

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Ureca

[App page](https://appshunter.io/ios/app/ureca/id6447609459)

Invest in carbon credits to combat climate change and earn rewards. Discover high-quality emissions reduction projects worldwide, trade credits easily, and offset your personal footprint. The platform offers transparency and security through blockchain verification.

**Highlights:** Invest in carbon credits, Offset personal emissions, Discover emissions reduction projects, Trade carbon credits, Blockchain verified credits, Earn rewards for climate action

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is XacBank free?

XacBank is free to download, with no in-app purchases.

### Is Ureca free?

Ureca is free to download, with no in-app purchases.

### Which has better reviews, XacBank or Ureca?

Ureca is rated higher. XacBank averages 2.6 out of 5 from 57 ratings, while Ureca averages 5.0 from 1 ratings.

### Do XacBank or Ureca have ads?

Neither XacBank nor Ureca shows ads.

### Which is updated more often, XacBank or Ureca?

XacBank ships an update every 3 weeks, and Ureca weekly. Most recently, XacBank was updated on August 19, 2026 and Ureca on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*