# BOCHK 中銀香港 vs 星财富

The clearest difference is rating: BOCHK 中銀香港 at 4.8 against 星财富's 4.2. BOCHK 中銀香港 also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). 星财富's advantage is review sentiment (50% vs 35%). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOCHK 中銀香港 holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: BOCHK 中銀香港 has 7.1K ratings behind it against 207, so its average is the more settled of the two. Written reviews complicate that: 35% of BOCHK 中銀香港's written reviews are positive against 50% of 星财富's, so the app with the better star average is not the one people write more warmly about.

BOCHK 中銀香港 ships an update every 3 weeks, 星财富 every 2 weeks. The most recent releases landed on October 19, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | BOCHK 中銀香港 | 星财富 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.1K ratings)](https://appshunter.io/ios/app/bochk/id1534534188/reviews)** | [4.2 (207 ratings)](https://appshunter.io/ios/app/a-etf/id1629355060/reviews) |
| Number of ratings | **7.1K** | 207 |
| Positive reviews | 35.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 200 MB | 273 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) | [Fosun International Securities Limited](https://appshunter.io/developer/1072049726) |

## What reviewers say

### BOCHK 中銀香港

[App page](https://appshunter.io/ios/app/bochk/id1534534188)

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

**Highlights:** Account opening without branch visit, Instant money transfers via FPS, Bill payment for over 850 merchants, Multi-currency time deposit plans, Stock, fund, and forex trading, Credit card management and privileges, Insurance purchase and policy checks, Personal loan applications, Cross-border remittances and wealth management, 24/7 online customer service

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and fast
- 🚀 Smooth user experience
- 📱 Supports Face ID login

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Scanning ID card problems
- 🐛 Crashes and freezes
- ⏱️ Slow performance
- 🔄 Constant updates

**Reported bugs**

- Unable to login consistently
- ID card scanning not working properly
- App crashing on launch

**Requested features**

- Add auto-focus for ID card scanning
- Improve location detection for account opening
- Provide better customer support


### 星财富

[App page](https://appshunter.io/ios/app/a-etf/id1629355060)

This platform offers a comprehensive suite of global investment products including stocks, options, and cryptocurrencies. It provides real-time market data, AI-driven analysis, and 24-hour trading for a seamless investment experience.

**Highlights:** Global investment products (stocks, crypto, options), 24-hour global financial news, AI market analysis, Real-time quotes and fast trading, Secure and licensed platform, Low-fee new stock applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BOCHK 中銀香港 free?

BOCHK 中銀香港 is free to download, with no in-app purchases.

### Is 星财富 free?

星财富 is free to download, with no in-app purchases.

### Which has better reviews, BOCHK 中銀香港 or 星财富?

BOCHK 中銀香港 is rated higher. BOCHK 中銀香港 averages 4.8 out of 5 from 7.1K ratings, while 星财富 averages 4.2 from 207 ratings.

### Do BOCHK 中銀香港 or 星财富 have ads?

星财富 shows ads; BOCHK 中銀香港 does not.

### Which is updated more often, BOCHK 中銀香港 or 星财富?

BOCHK 中銀香港 ships an update every 3 weeks, and 星财富 every 2 weeks. Most recently, BOCHK 中銀香港 was updated on October 19, 2026 and 星财富 on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*