# BOCHK 中銀香港 vs 账小七

BOCHK 中銀香港 and 账小七 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOCHK 中銀香港 ships an update every 3 weeks, 账小七 every 2 weeks. Both last shipped on October 1, 2026.

## The numbers

| Metric | BOCHK 中銀香港 | 账小七 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6.9K ratings)](https://appshunter.io/ios/app/bochk/id1534534188/reviews)** | — |
| Number of ratings | **6.9K** | — |
| Positive reviews | 35.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 200 MB | 54 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) | [ZhangXiao7(Beijing) Technology Co., Ltd](https://appshunter.io/developer/1675004046) |

## What reviewers say

### BOCHK 中銀香港

[App page](https://appshunter.io/ios/app/bochk/id1534534188)

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

**Highlights:** Account opening without branch visit, Instant money transfers via FPS, Bill payment for over 850 merchants, Multi-currency time deposit plans, Stock, fund, and forex trading, Credit card management and privileges, Insurance purchase and policy checks, Personal loan applications, Cross-border remittances and wealth management, 24/7 online customer service

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and fast
- 🚀 Smooth user experience
- 📱 Supports Face ID login

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Scanning ID card problems
- 🐛 Crashes and freezes
- ⏱️ Slow performance
- 🔄 Constant updates

**Reported bugs**

- Unable to login consistently
- ID card scanning not working properly
- App crashing on launch

**Requested features**

- Add auto-focus for ID card scanning
- Improve location detection for account opening
- Provide better customer support


### 账小七

[App page](https://appshunter.io/ios/app/id6445947124)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BOCHK 中銀香港 free?

BOCHK 中銀香港 is free to download, with no in-app purchases.

### Is 账小七 free?

账小七 is free to download, with no in-app purchases.

### Do BOCHK 中銀香港 or 账小七 have ads?

Neither BOCHK 中銀香港 nor 账小七 shows ads.

### Which is updated more often, BOCHK 中銀香港 or 账小七?

BOCHK 中銀香港 ships an update every 3 weeks, and 账小七 every 2 weeks. Most recently, BOCHK 中銀香港 was updated on October 1, 2026 and 账小七 on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*