# BOCHK 中銀香港 vs FINE Sec

The clearest difference is update cadence: BOCHK 中銀香港 at every 3 weeks against FINE Sec's every 5 months. BOCHK 中銀香港 also leads on device support. On price, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOCHK 中銀香港 ships an update every 3 weeks, FINE Sec every 5 months. The most recent releases landed on October 17, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | BOCHK 中銀香港 | FINE Sec |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.1K ratings)](https://appshunter.io/ios/app/bochk/id1534534188/reviews)** | — |
| Number of ratings | **7.1K** | — |
| Positive reviews | 35.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | — |
| Update frequency | **Every 3 weeks** | Every 5 months |
| Monetization | Free | — |
| Size | 200 MB | 225 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | — |
| Age rating | 4+ | 17+ |
| Developer | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) | [FINE SECURITIES LIMITED](https://appshunter.io/developer/1714573348) |

## What reviewers say

### BOCHK 中銀香港

[App page](https://appshunter.io/ios/app/bochk/id1534534188)

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

**Highlights:** Account opening without branch visit, Instant money transfers via FPS, Bill payment for over 850 merchants, Multi-currency time deposit plans, Stock, fund, and forex trading, Credit card management and privileges, Insurance purchase and policy checks, Personal loan applications, Cross-border remittances and wealth management, 24/7 online customer service

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and fast
- 🚀 Smooth user experience
- 📱 Supports Face ID login

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Scanning ID card problems
- 🐛 Crashes and freezes
- ⏱️ Slow performance
- 🔄 Constant updates

**Reported bugs**

- Unable to login consistently
- ID card scanning not working properly
- App crashing on launch

**Requested features**

- Add auto-focus for ID card scanning
- Improve location detection for account opening
- Provide better customer support


### FINE Sec

[App page](https://appshunter.io/ios/app/fine-sec/id6502427413)

**In-app purchases:** none


## Frequently asked questions

### Is BOCHK 中銀香港 free?

BOCHK 中銀香港 is free to download, with no in-app purchases.

### Is FINE Sec free?

FINE Sec is free to download, with no in-app purchases.

### Which is updated more often, BOCHK 中銀香港 or FINE Sec?

BOCHK 中銀香港 ships an update every 3 weeks, and FINE Sec every 5 months. Most recently, BOCHK 中銀香港 was updated on October 17, 2026 and FINE Sec on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*