# BOCHK 中銀香港 vs 富途牛牛

The clearest difference is review sentiment: 富途牛牛 at 75% against BOCHK 中銀香港's 35%. 富途牛牛 also leads on update cadence (weekly vs every 3 weeks). BOCHK 中銀香港's advantage is in-app purchases (none vs 10) and rating (4.8 vs 4.5). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. 富途牛牛 sells 10 in-app purchases, starting at $0.99 per month. BOCHK 中銀香港 asks for nothing beyond the download.

BOCHK 中銀香港 holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: BOCHK 中銀香港 has 7.3K ratings behind it against 167, so its average is the more settled of the two. Written reviews complicate that: 35% of BOCHK 中銀香港's written reviews are positive against 75% of 富途牛牛's, so the app with the better star average is not the one people write more warmly about.

BOCHK 中銀香港 ships an update every 3 weeks, 富途牛牛 weekly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | BOCHK 中銀香港 | 富途牛牛 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.3K ratings)](https://appshunter.io/ios/app/bochk/id1534534188/reviews)** | [4.5 (167 ratings)](https://appshunter.io/ios/app/ai/id6752377955/reviews) |
| Number of ratings | **7.3K** | 167 |
| Positive reviews | 35.3% of reviews | **75.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 200 MB | 831 MB |
| Requires iOS | **14.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) | [Shenzhen Futu Network Technology Company Limited](https://appshunter.io/developer/453459248) |

## What reviewers say

### BOCHK 中銀香港

[App page](https://appshunter.io/ios/app/bochk/id1534534188)

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

**Highlights:** Account opening without branch visit, Instant money transfers via FPS, Bill payment for over 850 merchants, Multi-currency time deposit plans, Stock, fund, and forex trading, Credit card management and privileges, Insurance purchase and policy checks, Personal loan applications, Cross-border remittances and wealth management, 24/7 online customer service

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and fast
- 🚀 Smooth user experience
- 📱 Supports Face ID login

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Scanning ID card problems
- 🐛 Crashes and freezes
- ⏱️ Slow performance
- 🔄 Constant updates

**Reported bugs**

- Unable to login consistently
- ID card scanning not working properly
- App crashing on launch

**Requested features**

- Add auto-focus for ID card scanning
- Improve location detection for account opening
- Provide better customer support


### 富途牛牛

[App page](https://appshunter.io/ios/app/ai/id6752377955)

Access real-time market data, advanced analysis tools, and a vibrant investor community. Make informed investment decisions with AI-powered insights and comprehensive financial information.

**Highlights:** Real-time stock quotes (HK, US, A, JP, SG), AI-powered market analysis and predictions, Extensive investor community with KOLs, Advanced charting and technical analysis tools, Institutional investor tracking, 24/7 global financial news

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LV2 Advanced Quotes | $0.99 | per month |
| OPRA Option Real-time Quotes | $2.49 | per month |
| 美股期权深度行情包月 | $3.49 | per month |
| National LV1 | $6.49 | per month |
| US Options Real-time (API) | $7.49 | per month |
| 美股期权深度行情包季 | $9.99 | per 3 months |
| 美股期权实时行情包年 | $31.99 | per year |
| US Options Month Card | $2.99 | one-time |
| National Quotation Month Card | $6.99 | one-time |
| Premium Data | $24.99 | one-time |


## Frequently asked questions

### Is BOCHK 中銀香港 free?

BOCHK 中銀香港 is free to download, with no in-app purchases.

### Is 富途牛牛 free?

富途牛牛 is free to download, with in-app purchases available.

### Which has better reviews, BOCHK 中銀香港 or 富途牛牛?

BOCHK 中銀香港 is rated higher. BOCHK 中銀香港 averages 4.8 out of 5 from 7.3K ratings, while 富途牛牛 averages 4.5 from 167 ratings.

### Do BOCHK 中銀香港 or 富途牛牛 have ads?

Neither BOCHK 中銀香港 nor 富途牛牛 shows ads.

### Which is updated more often, BOCHK 中銀香港 or 富途牛牛?

BOCHK 中銀香港 ships an update every 3 weeks, and 富途牛牛 weekly. Most recently, BOCHK 中銀香港 was updated on November 3, 2026 and 富途牛牛 on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*