# BOCHK 中銀香港 vs CF40

The clearest difference is in-app purchases: BOCHK 中銀香港 at none against CF40's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. CF40 sells 2 one-off in-app purchases. BOCHK 中銀香港 asks for nothing beyond the download.

BOCHK 中銀香港 ships an update every 3 weeks, CF40 fortnightly. The most recent releases landed on October 17, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | BOCHK 中銀香港 | CF40 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.1K ratings)](https://appshunter.io/ios/app/bochk/id1534534188/reviews)** | — |
| Number of ratings | **7.1K** | — |
| Positive reviews | 35.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | — |
| Size | 200 MB | 9 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) | [北京四十人信息科技有限公司](https://appshunter.io/developer/1866865012) |

## What reviewers say

### BOCHK 中銀香港

[App page](https://appshunter.io/ios/app/bochk/id1534534188)

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

**Highlights:** Account opening without branch visit, Instant money transfers via FPS, Bill payment for over 850 merchants, Multi-currency time deposit plans, Stock, fund, and forex trading, Credit card management and privileges, Insurance purchase and policy checks, Personal loan applications, Cross-border remittances and wealth management, 24/7 online customer service

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and fast
- 🚀 Smooth user experience
- 📱 Supports Face ID login

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Scanning ID card problems
- 🐛 Crashes and freezes
- ⏱️ Slow performance
- 🔄 Constant updates

**Reported bugs**

- Unable to login consistently
- ID card scanning not working properly
- App crashing on launch

**Requested features**

- Add auto-focus for ID card scanning
- Improve location detection for account opening
- Provide better customer support


### CF40

[App page](https://appshunter.io/ios/app/cf40/id6757427841)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP Monthly Membership | $59.99 | one-time |
| VIP Annual Membership | $364.99 | one-time |


## Frequently asked questions

### Is BOCHK 中銀香港 free?

BOCHK 中銀香港 is free to download, with no in-app purchases.

### Is CF40 free?

CF40 is free to download, with in-app purchases available.

### Do BOCHK 中銀香港 or CF40 have ads?

Neither BOCHK 中銀香港 nor CF40 shows ads.

### Which is updated more often, BOCHK 中銀香港 or CF40?

BOCHK 中銀香港 ships an update every 3 weeks, and CF40 fortnightly. Most recently, BOCHK 中銀香港 was updated on October 17, 2026 and CF40 on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*