# BOCHK 中銀香港 vs Jay價值選股

The clearest difference is in-app purchases: BOCHK 中銀香港 at none against Jay價值選股's 9. Jay價值選股's advantage is update cadence (every 4 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Jay價值選股 sells 9 in-app purchases, starting at $9.99 per month. BOCHK 中銀香港 asks for nothing beyond the download.

BOCHK 中銀香港 ships an update every 3 weeks, Jay價值選股 every 4 days. The most recent releases landed on October 15, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | BOCHK 中銀香港 | Jay價值選股 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6.9K ratings)](https://appshunter.io/ios/app/bochk/id1534534188/reviews)** | — |
| Number of ratings | **6.9K** | — |
| Positive reviews | 35.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | Free | — |
| Size | 200 MB | 144 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) | [JingLiang](https://appshunter.io/developer/1780816273) |

## What reviewers say

### BOCHK 中銀香港

[App page](https://appshunter.io/ios/app/bochk/id1534534188)

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

**Highlights:** Account opening without branch visit, Instant money transfers via FPS, Bill payment for over 850 merchants, Multi-currency time deposit plans, Stock, fund, and forex trading, Credit card management and privileges, Insurance purchase and policy checks, Personal loan applications, Cross-border remittances and wealth management, 24/7 online customer service

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and fast
- 🚀 Smooth user experience
- 📱 Supports Face ID login

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Scanning ID card problems
- 🐛 Crashes and freezes
- ⏱️ Slow performance
- 🔄 Constant updates

**Reported bugs**

- Unable to login consistently
- ID card scanning not working properly
- App crashing on launch

**Requested features**

- Add auto-focus for ID card scanning
- Improve location detection for account opening
- Provide better customer support


### Jay價值選股

[App page](https://appshunter.io/ios/app/jay/id6757832097)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月付方案 | $9.99 | per month |
| 專業版 90天｜輕鬆入門精選內容 | $79.00 | per 3 months |
| 專業版 365天｜APP完整全功能+個股分析月報 | $189.00 | per year |
| 專業版 365天｜APP完整全功能+個股分析月報 | $199.00 | per year |
| 專業版 365天｜APP完整全功能+個股分析月報 | $209.00 | per year |
| 專業版 365天｜APP完整全功能+個股分析月報 | $229.00 | per year |
| 專業版 365天｜APP完整全功能+個股分析月報 | $289.00 | per year |
| 尊榮版 365天｜Jay 1對1深度持倉健檢 | $479.00 | per year |
| 尊榮版 365天｜Jay 1對1深度持倉健檢 | $599.00 | per year |


## Frequently asked questions

### Is BOCHK 中銀香港 free?

BOCHK 中銀香港 is free to download, with no in-app purchases.

### Is Jay價值選股 free?

Jay價值選股 is free to download, with in-app purchases available.

### Do BOCHK 中銀香港 or Jay價值選股 have ads?

Neither BOCHK 中銀香港 nor Jay價值選股 shows ads.

### Which is updated more often, BOCHK 中銀香港 or Jay價值選股?

BOCHK 中銀香港 ships an update every 3 weeks, and Jay價值選股 every 4 days. Most recently, BOCHK 中銀香港 was updated on October 15, 2026 and Jay價值選股 on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*