# SB24 vs BAI Particular

The clearest difference is rating: SB24 at 4.6 against BAI Particular's 2.9. SB24 also leads on ratings volume (381 vs 37). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SB24 holds the better App Store score, 4.6 against 2.9. That said, the two scores are not equally well evidenced: SB24 has 381 ratings behind it against 37, so its average is the more settled of the two. Written reviews split almost evenly too, at 22% and 23% positive.

SB24 ships an update every 6 weeks, BAI Particular monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | SB24 | BAI Particular |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (381 ratings)](https://appshunter.io/ios/app/sb24/id1534713090/reviews)** | [2.9 (37 ratings)](https://appshunter.io/ios/app/bai-particular/id6472233886/reviews) |
| Number of ratings | **381** | 37 |
| Positive reviews | 22.2% of reviews | **23.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 176 MB | 72 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Standard Bank Group](https://appshunter.io/developer/469367852) | [Banco Angolano de Investimentos](https://appshunter.io/developer/454549567) |

## What reviewers say

### SB24

[App page](https://appshunter.io/ios/app/sb24/id1534713090)

Manage your finances on the go with this banking app. It allows for international transfers, bill payments, balance checks, and instant statements in a secure and efficient manner.

**Highlights:** International transfers, Bill payments, Check balances privately, Instant statements, Secure banking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to manage
- 🚀 Fast and efficient
- 👍 Simplier and faster transactions
- 👍 Access balance anytime, anywhere
- 👍 Simplified and useful information/functions

**What reviewers complain about**

- 🐛 App frequently crashes
- 🐛 App is often offline/unavailable
- 🐛 Transactions fail or show errors
- 🐛 Payment by reference not working
- 🐛 Login issues (incorrect user/password)

**Reported bugs**

- Transfer errors with no proof of payment
- Transfers not appearing in movement history
- App freezes and needs restarting
- User/password incorrect error on iPhone 14
- App stopped working after update

**Requested features**

- Improve transfer error reporting
- Fix payment by reference functionality
- Address frequent crashes and restarts
- Resolve user/password incorrect errors
- Ensure app works after updates


### BAI Particular

[App page](https://appshunter.io/ios/app/bai-particular/id6472233886)

Manage your finances with ease. Perform transfers, apply for credit instantly, and top up your Kamba card. Access banking services without visiting a physical branch.

**Highlights:** Perform transfers, Adhere to BAIDirecto without visiting a branch, Instant credit, Top up Kamba card, Monetize funds

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SB24 free?

SB24 is free to download, with no in-app purchases.

### Is BAI Particular free?

BAI Particular is free to download, with no in-app purchases.

### Which has better reviews, SB24 or BAI Particular?

SB24 is rated higher. SB24 averages 4.6 out of 5 from 381 ratings, while BAI Particular averages 2.9 from 37 ratings.

### Do SB24 or BAI Particular have ads?

Neither SB24 nor BAI Particular shows ads.

### Which is updated more often, SB24 or BAI Particular?

SB24 ships an update every 6 weeks, and BAI Particular monthly. Most recently, SB24 was updated on October 24, 2026 and BAI Particular on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*