# SB24 vs CT Chat

The clearest difference is rating: CT Chat at 5.0 against SB24's 4.6. CT Chat also leads on update cadence (every 11 days vs every 6 weeks). SB24's advantage is ratings volume (381 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CT Chat holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: SB24 has 381 ratings behind it against 1, so its average is the more settled of the two.

SB24 ships an update every 6 weeks, CT Chat every 11 days. The most recent releases landed on October 6, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | SB24 | CT Chat |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (381 ratings)](https://appshunter.io/ios/app/sb24/id1534713090/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ct-chat/id6773633293/reviews)** |
| Number of ratings | **381** | 1 |
| Positive reviews | 22.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 11 days** |
| Monetization | Free | Free |
| Size | 174 MB | 50 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Standard Bank Group](https://appshunter.io/developer/469367852) | [Commodity Technologies Limited](https://appshunter.io/developer/1511953356) |

## What reviewers say

### SB24

[App page](https://appshunter.io/ios/app/sb24/id1534713090)

Manage your finances on the go with this banking app. It allows for international transfers, bill payments, balance checks, and instant statements in a secure and efficient manner.

**Highlights:** International transfers, Bill payments, Check balances privately, Instant statements, Secure banking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to manage
- 🚀 Fast and efficient
- 👍 Simplier and faster transactions
- 👍 Access balance anytime, anywhere
- 👍 Simplified and useful information/functions

**What reviewers complain about**

- 🐛 App frequently crashes
- 🐛 App is often offline/unavailable
- 🐛 Transactions fail or show errors
- 🐛 Payment by reference not working
- 🐛 Login issues (incorrect user/password)

**Reported bugs**

- Transfer errors with no proof of payment
- Transfers not appearing in movement history
- App freezes and needs restarting
- User/password incorrect error on iPhone 14
- App stopped working after update

**Requested features**

- Improve transfer error reporting
- Fix payment by reference functionality
- Address frequent crashes and restarts
- Resolve user/password incorrect errors
- Ensure app works after updates


### CT Chat

[App page](https://appshunter.io/ios/app/ct-chat/id6773633293)

A secure and reliable real-time messaging application designed for commodity market professionals. It offers full message accountability, file sharing, and group chat capabilities. Track messages, share media, and search conversations efficiently.

**Highlights:** Real-time messaging with read receipts, Blast message tracking, File and media sharing, Full-text search, Push notifications with muting, QR code contact discovery

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SB24 free?

SB24 is free to download, with no in-app purchases.

### Is CT Chat free?

CT Chat is free to download, with no in-app purchases.

### Which has better reviews, SB24 or CT Chat?

CT Chat is rated higher. SB24 averages 4.6 out of 5 from 381 ratings, while CT Chat averages 5.0 from 1 ratings.

### Do SB24 or CT Chat have ads?

Neither SB24 nor CT Chat shows ads.

### Which is updated more often, SB24 or CT Chat?

SB24 ships an update every 6 weeks, and CT Chat every 11 days. Most recently, SB24 was updated on October 6, 2026 and CT Chat on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*