# Asegurado vs Rapikom

The clearest difference is rating: Asegurado at 5.0 against Rapikom's 4.0. Asegurado also leads on iOS requirement (12.0 vs 15.0). Rapikom's advantage is update cadence (every 4 days vs every 12 months) and ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Asegurado holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Rapikom has 5 ratings behind it against 1, so its average is the more settled of the two.

Asegurado ships an update every 12 months, Rapikom every 4 days. The most recent releases landed on October 13, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Asegurado | Rapikom |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/asegurado/id1534774379/reviews)** | [4.0 (5 ratings)](https://appshunter.io/ios/app/rapikom/id6739229232/reviews) |
| Number of ratings | 1 | **5** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 4 days** |
| Monetization | Free | Free |
| Size | 30 MB | 25 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Seguros Universitas](https://appshunter.io/developer/1438122727) | [Rapikom LLC](https://appshunter.io/developer/1784344993) |

## What reviewers say

### Asegurado

[App page](https://appshunter.io/ios/app/asegurado/id1534774379)

Manage insurance policies, finance them, and split payments easily from your mobile device. Access claims information, find nearby providers using geolocation, and get direct contact with services.

**Highlights:** Consult policies, Finance policies, Split policy payments, Consult claims, Find providers via geolocation, Direct contact with services

**In-app purchases:** none


### Rapikom

[App page](https://appshunter.io/ios/app/rapikom/id6739229232)

This app allows you to purchase items by paying an initial amount and then splitting the remaining cost into three interest-free installments. You can increase your purchasing power by joining a premium club and fulfilling payment commitments.

**Highlights:** Pay in 3 interest-free installments, Initial down payment required, Increase purchasing line, Join premium club for benefits, Shop at allied stores

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Asegurado free?

Asegurado is free to download, with no in-app purchases.

### Is Rapikom free?

Rapikom is free to download, with no in-app purchases.

### Which has better reviews, Asegurado or Rapikom?

Asegurado is rated higher. Asegurado averages 5.0 out of 5 from 1 ratings, while Rapikom averages 4.0 from 5 ratings.

### Do Asegurado or Rapikom have ads?

Neither Asegurado nor Rapikom shows ads.

### Which is updated more often, Asegurado or Rapikom?

Asegurado ships an update every 12 months, and Rapikom every 4 days. Most recently, Asegurado was updated on October 13, 2026 and Rapikom on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*