# NetPay by Netcapital vs BillCenter

The clearest difference is review sentiment: NetPay by Netcapital at 33% against BillCenter's 0%. NetPay by Netcapital also leads on update cadence (every 2 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NetPay by Netcapital ships an update every 2 weeks, BillCenter every 2 months. The most recent releases landed on October 5, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | NetPay by Netcapital | BillCenter |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (11 ratings)](https://appshunter.io/ios/app/netpay-by-netcapital/id1534832850/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 111 MB | 27 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Netcapital Financial Corporation NBFI LLC](https://appshunter.io/developer/1534832852) | [ECM Billing Center](https://appshunter.io/developer/1703752711) |

## What reviewers say

### NetPay by Netcapital

[App page](https://appshunter.io/ios/app/netpay-by-netcapital/id1534832850)

This app allows users to register, view loan accounts, and track repayment history. Users can also make payments directly through the app using QPay or other banking apps without additional fees. Additional features include branch location lookup and profile updates.

**Highlights:** Self-registration via mobile app, View loan account list, Track loan repayment history, Fee-free payments via QPay/banking apps, Branch location lookup, Update personal information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BillCenter

[App page](https://appshunter.io/ios/app/billcenter/id1574428727)

Manage your bills and payments efficiently. Track due dates, receive reminders, and view your billing history all in one place. Simplify your financial life with this intuitive billing management tool.

**Highlights:** Bill tracking, Payment reminders, Billing history, Intuitive interface, Financial management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NetPay by Netcapital free?

NetPay by Netcapital is free to download, with no in-app purchases.

### Is BillCenter free?

BillCenter is free to download, with no in-app purchases.

### Do NetPay by Netcapital or BillCenter have ads?

Neither NetPay by Netcapital nor BillCenter shows ads.

### Which is updated more often, NetPay by Netcapital or BillCenter?

NetPay by Netcapital ships an update every 2 weeks, and BillCenter every 2 months. Most recently, NetPay by Netcapital was updated on October 5, 2026 and BillCenter on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*