# MTBank Moby vs ФСЗН

The clearest difference is rating: MTBank Moby at 3.8 against ФСЗН's 1.4. MTBank Moby also leads on review sentiment (32% vs 20%) and ratings volume (58 vs 13). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTBank Moby holds the better App Store score, 3.8 against 1.4. Both are backed by a comparable volume of ratings — 58 and 13 respectively. Written reviews point the same way: 32% of MTBank Moby's written reviews are positive against 20% of ФСЗН's.

MTBank Moby ships an update every 3 weeks, ФСЗН monthly. The most recent releases landed on September 9, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | MTBank Moby | ФСЗН |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (58 ratings)](https://appshunter.io/ios/app/mtbank-moby/id1534853667/reviews)** | [1.4 (13 ratings)](https://appshunter.io/ios/app/id6445809186/reviews) |
| Number of ratings | **58** | 13 |
| Positive reviews | **31.6% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | — |
| Size | 103 MB | 68 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MTBank JSC](https://appshunter.io/developer/1099159766) | [Фонд социальной защиты населения Министерства труда и социальной защиты Республики Беларусь](https://appshunter.io/developer/1673912014) |

## What reviewers say

### MTBank Moby

[App page](https://appshunter.io/ios/app/mtbank-moby/id1534853667)

This mobile banking app allows users to instantly open accounts, apply for loans, and manage digital cards. It offers features like online deposits, installment purchases, and convenient payment options. Users can also track transactions, exchange currency, and find bank locations.

**Highlights:** Online loan applications, Digital card management, Online deposit accounts, Installment purchases, Instant payments and transfers, Transaction history and account overview, Currency exchange

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and intuitive interface
- 🚀 Fast and responsive app
- 💳 Convenient banking features
- 🤝 Helpful and responsive support

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security issues and account lockouts
- 🌐 Doesn't work outside of Belarus
- 💰 High fees and commissions

**Reported bugs**

- Login screen freezes on new devices
- Inability to transfer funds from closed accounts
- Inconsistent display of account balances

**Requested features**

- Ability to view transaction history
- Option to set custom PIN code
- Support for multiple currencies
- Improved push notification system


### ФСЗН

[App page](https://appshunter.io/ios/app/id6445809186)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MTBank Moby free?

MTBank Moby is free to download, with no in-app purchases.

### Is ФСЗН free?

ФСЗН is free to download, with no in-app purchases.

### Which has better reviews, MTBank Moby or ФСЗН?

MTBank Moby is rated higher. MTBank Moby averages 3.8 out of 5 from 58 ratings, while ФСЗН averages 1.4 from 13 ratings.

### Do MTBank Moby or ФСЗН have ads?

Neither MTBank Moby nor ФСЗН shows ads.

### Which is updated more often, MTBank Moby or ФСЗН?

MTBank Moby ships an update every 3 weeks, and ФСЗН monthly. Most recently, MTBank Moby was updated on September 9, 2026 and ФСЗН on September 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*