# MTBank Moby vs Искра | БНБ

The clearest difference is rating: MTBank Moby at 3.8 against Искра | БНБ's 2.0. MTBank Moby also leads on review sentiment (32% vs 15%) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTBank Moby holds the better App Store score, 3.8 against 2.0. Both are backed by a comparable volume of ratings — 62 and 43 respectively. Written reviews point the same way: 32% of MTBank Moby's written reviews are positive against 15% of Искра | БНБ's.

MTBank Moby ships an update every 3 weeks, Искра | БНБ every 4 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | MTBank Moby | Искра | БНБ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (62 ratings)](https://appshunter.io/ios/app/mtbank-moby/id1534853667/reviews)** | [2.0 (43 ratings)](https://appshunter.io/ios/app/id6480586304/reviews) |
| Number of ratings | **62** | 43 |
| Positive reviews | **31.6% of reviews** | 14.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 103 MB | 358 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [MTBank JSC](https://appshunter.io/developer/1099159766) | [BNB-BANK, OAO](https://appshunter.io/developer/1378927320) |

## What reviewers say

### MTBank Moby

[App page](https://appshunter.io/ios/app/mtbank-moby/id1534853667)

This mobile banking app allows users to instantly open accounts, apply for loans, and manage digital cards. It offers features like online deposits, installment purchases, and convenient payment options. Users can also track transactions, exchange currency, and find bank locations.

**Highlights:** Online loan applications, Digital card management, Online deposit accounts, Installment purchases, Instant payments and transfers, Transaction history and account overview, Currency exchange

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and intuitive interface
- 🚀 Fast and responsive app
- 💳 Convenient banking features
- 🤝 Helpful and responsive support

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security issues and account lockouts
- 🌐 Doesn't work outside of Belarus
- 💰 High fees and commissions

**Reported bugs**

- Login screen freezes on new devices
- Inability to transfer funds from closed accounts
- Inconsistent display of account balances

**Requested features**

- Ability to view transaction history
- Option to set custom PIN code
- Support for multiple currencies
- Improved push notification system


### Искра | БНБ

[App page](https://appshunter.io/ios/app/id6480586304)

Manage your finances with a user-friendly online banking app. Open accounts, make payments, exchange currency, and apply for loans easily. Track your spending and get 24/7 support.

**Highlights:** Open cards, accounts, and deposits, Make payments and transfers, Exchange currency at favorable rates, Manage accounts and cards, Apply for and pay off loans, Track finances with statements and history, Get online consultations 24/7

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MTBank Moby free?

MTBank Moby is free to download, with no in-app purchases.

### Is Искра | БНБ free?

Искра | БНБ is free to download, with no in-app purchases.

### Which has better reviews, MTBank Moby or Искра | БНБ?

MTBank Moby is rated higher. MTBank Moby averages 3.8 out of 5 from 62 ratings, while Искра | БНБ averages 2.0 from 43 ratings.

### Do MTBank Moby or Искра | БНБ have ads?

Neither MTBank Moby nor Искра | БНБ shows ads.

### Which is updated more often, MTBank Moby or Искра | БНБ?

MTBank Moby ships an update every 3 weeks, and Искра | БНБ every 4 weeks. Most recently, MTBank Moby was updated on October 24, 2026 and Искра | БНБ on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*