# MTBank Moby vs Expense Tracker

The clearest difference is review sentiment: Expense Tracker at 100% against MTBank Moby's 32%. Expense Tracker also leads on rating (5.0 vs 3.8) and update cadence (every 4 days vs every 3 weeks). MTBank Moby's advantage is in-app purchases (none vs 6) and ratings volume (63 vs 6). On price, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 6 in-app purchases, starting at $2.99 per month. MTBank Moby asks for nothing beyond the download.

Expense Tracker holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: MTBank Moby has 63 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 32% of MTBank Moby's written reviews are positive against 100% of Expense Tracker's.

MTBank Moby ships an update every 3 weeks, Expense Tracker every 4 days. The most recent releases landed on October 29, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | MTBank Moby | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (63 ratings)](https://appshunter.io/ios/app/mtbank-moby/id1534853667/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/expense-tracker-spendo/id6736650564/reviews)** |
| Number of ratings | **63** | 6 |
| Positive reviews | 31.6% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | **Free** | Freemium |
| Size | 103 MB | 99 MB |
| Requires iOS | **14.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MTBank JSC](https://appshunter.io/developer/1099159766) | [Akarys Turganbekuly](https://appshunter.io/developer/1626436372) |

## What reviewers say

### MTBank Moby

[App page](https://appshunter.io/ios/app/mtbank-moby/id1534853667)

This mobile banking app allows users to instantly open accounts, apply for loans, and manage digital cards. It offers features like online deposits, installment purchases, and convenient payment options. Users can also track transactions, exchange currency, and find bank locations.

**Highlights:** Online loan applications, Digital card management, Online deposit accounts, Installment purchases, Instant payments and transfers, Transaction history and account overview, Currency exchange

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and intuitive interface
- 🚀 Fast and responsive app
- 💳 Convenient banking features
- 🤝 Helpful and responsive support

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security issues and account lockouts
- 🌐 Doesn't work outside of Belarus
- 💰 High fees and commissions

**Reported bugs**

- Login screen freezes on new devices
- Inability to transfer funds from closed accounts
- Inconsistent display of account balances

**Requested features**

- Ability to view transaction history
- Option to set custom PIN code
- Support for multiple currencies
- Improved push notification system


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-spendo/id6736650564)

This app helps you understand where your money goes by tracking expenses and income. It offers features like multi-currency support, subscription tracking, and category budgets, all while prioritizing user privacy with data stored locally.

**Highlights:** Multi-currency support, Subscription tracking, Category budgets, 100% privacy, Lightning-fast entry, CSV export, Face ID / Touch ID protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly plan | $2.99 | per month |
| Annual Plan | $8.99 | per year |
| Yearly plan | $8.99 | per year |
| Yearly plan | $17.99 | per year |
| Lifetime Plan | $14.99 | one-time |
| Lifetime Plan | $29.99 | one-time |


## Frequently asked questions

### Is MTBank Moby free?

MTBank Moby is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, MTBank Moby or Expense Tracker?

Expense Tracker is rated higher. MTBank Moby averages 3.8 out of 5 from 63 ratings, while Expense Tracker averages 5.0 from 6 ratings.

### Do MTBank Moby or Expense Tracker have ads?

Neither MTBank Moby nor Expense Tracker shows ads.

### Which is updated more often, MTBank Moby or Expense Tracker?

MTBank Moby ships an update every 3 weeks, and Expense Tracker every 4 days. Most recently, MTBank Moby was updated on October 29, 2026 and Expense Tracker on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*