# MTbank Moby vs Shchodraya

The clearest difference is review sentiment: Shchodraya at 100% against MTbank Moby's 32%. Shchodraya also leads on update cadence (every 3 days vs every 3 weeks). MTbank Moby's advantage is iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTbank Moby ships an update every 3 weeks, Shchodraya every 3 days. The most recent releases landed on November 11, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | MTbank Moby | Shchodraya |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (66 ratings)](https://appshunter.io/ios/app/mtbank-moby/id1534853667/reviews)** | — |
| Number of ratings | **66** | — |
| Positive reviews | 31.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Free | Free |
| Size | 81 MB | 15 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MTBank JSC](https://appshunter.io/developer/1099159766) | [ProfMarketSystem LLC](https://appshunter.io/developer/1837466918) |

## What reviewers say

### MTbank Moby

[App page](https://appshunter.io/ios/app/mtbank-moby/id1534853667)

This mobile banking app allows users to manage their finances, open accounts, apply for loans and cards, and make payments and transfers. It offers a secure and convenient way to access banking services from anywhere, with features like currency exchange and ATM location services.

**Highlights:** Open accounts and apply for loans/cards, Make payments and transfers, Manage cards and change PINs, Currency exchange, Find ATMs and branches, View transaction history

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and intuitive interface
- 🚀 Fast and responsive app
- 💳 Convenient banking features
- 🤝 Helpful and responsive support

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security issues and account lockouts
- 🌐 Doesn't work outside of Belarus
- 💰 High fees and commissions

**Reported bugs**

- Login screen freezes on new devices
- Inability to transfer funds from closed accounts
- Inconsistent display of account balances

**Requested features**

- Ability to view transaction history
- Option to set custom PIN code
- Support for multiple currencies
- Improved push notification system


### Shchodraya

[App page](https://appshunter.io/ios/app/shchodraya/id6751904827)

Manage your loyalty cards and track bonuses from daily purchases. Discover new partners and promotions to make every transaction more rewarding.

**Highlights:** View all earned bonuses, Bonus catalog, Discover new partners, Track promotions, Loyalty card management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MTbank Moby free?

MTbank Moby is free to download, with no in-app purchases.

### Is Shchodraya free?

Shchodraya is free to download, with no in-app purchases.

### Do MTbank Moby or Shchodraya have ads?

Neither MTbank Moby nor Shchodraya shows ads.

### Which is updated more often, MTbank Moby or Shchodraya?

MTbank Moby ships an update every 3 weeks, and Shchodraya every 3 days. Most recently, MTbank Moby was updated on November 11, 2026 and Shchodraya on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*