# TKB TWINT vs UKB TWINT

The clearest difference is ads: UKB TWINT at none against TKB TWINT's shown. UKB TWINT also leads on monetization model (free vs ad-supported). TKB TWINT's advantage is rating (5.0 vs 4.6) and ratings volume (17 vs 5). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TKB TWINT holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 17 and 5 respectively.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | TKB TWINT | UKB TWINT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (17 ratings)](https://appshunter.io/ios/app/tkb-twint/id1534868358/reviews)** | [4.6 (5 ratings)](https://appshunter.io/ios/app/ukb-twint/id1629877517/reviews) |
| Number of ratings | **17** | 5 |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Size | 58 MB | 58 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Thurgauer Kantonalbank](https://appshunter.io/developer/533349242) | [Urner Kantonalbank](https://appshunter.io/developer/893202316) |

## What reviewers say

### TKB TWINT

[App page](https://appshunter.io/ios/app/tkb-twint/id1534868358)

This app allows for secure and convenient mobile payments at thousands of locations, online shops, and parking meters. It also enables easy money transfers to and from friends, with integrated loyalty programs and customer card storage.

**Highlights:** Contactless mobile payments, Online shopping payments, Send and receive money, Direct bank account transactions, Loyalty program integration, Customer card storage

**Features:** Apple Wallet

**In-app purchases:** none


### UKB TWINT

[App page](https://appshunter.io/ios/app/ukb-twint/id1629877517)

This app allows for easy and secure mobile payments with direct bank account integration. Send, receive, and split money with friends, and access exclusive partner offers and loyalty programs.

**Highlights:** Secure mobile payments, Direct bank account connection, Send and receive money, Split group expenses, Access partner offers, Store loyalty cards

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TKB TWINT free?

TKB TWINT is free to download, with no in-app purchases.

### Is UKB TWINT free?

UKB TWINT is free to download, with no in-app purchases.

### Which has better reviews, TKB TWINT or UKB TWINT?

TKB TWINT is rated higher. TKB TWINT averages 5.0 out of 5 from 17 ratings, while UKB TWINT averages 4.6 from 5 ratings.

### Do TKB TWINT or UKB TWINT have ads?

TKB TWINT shows ads; UKB TWINT does not.

### Which is updated more often, TKB TWINT or UKB TWINT?

TKB TWINT ships an update every 3 months, and UKB TWINT every 3 months. Most recently, TKB TWINT was updated on October 24, 2026 and UKB TWINT on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*