# Flutterwave vs Paymonetra

The clearest difference is rating: Flutterwave at 4.5 against Paymonetra's 2.5. Flutterwave also leads on ratings volume (860 vs 2). Paymonetra's advantage is update cadence (every 3 days vs every 6 weeks) and review sentiment (50% vs 35%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Flutterwave holds the better App Store score, 4.5 against 2.5. That said, the two scores are not equally well evidenced: Flutterwave has 860 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 35% of Flutterwave's written reviews are positive against 50% of Paymonetra's, so the app with the better star average is not the one people write more warmly about.

Flutterwave ships an update every 6 weeks, Paymonetra every 3 days. The most recent releases landed on October 20, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Flutterwave | Paymonetra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (860 ratings)](https://appshunter.io/ios/app/flutterwave/id1534897339/reviews)** | [2.5 (2 ratings)](https://appshunter.io/ios/app/paymonetra/id6799161930/reviews) |
| Number of ratings | **860** | 2 |
| Positive reviews | 35.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 days** |
| Monetization | Free | Free |
| Size | 42 MB | 60 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Flutterwave Inc.](https://appshunter.io/developer/1192995167) | [Monetra Technologies LTD](https://appshunter.io/developer/6799161932) |

## What reviewers say

### Flutterwave

[App page](https://appshunter.io/ios/app/flutterwave/id1534897339)

Transform your smartphone into a mobile point-of-sale system to accept diverse payment methods, including cards, bank transfers, and mobile money. Manage your online store, track orders, and monitor transactions conveniently from your device.

**Highlights:** Mobile POS functionality, Accept card payments, Multiple payment methods, Create online stores, Order management, Transaction overview, Customer details retrieval

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🤍 Solid app
- 🤍 Simplifies payments
- 🤍 Reliable
- 🤍 Affordable and simple payment platform
- 🤍 Great user experience

**What reviewers complain about**

- 🐛 App not opening/functioning
- 🐛 Unable to sign in/create account
- 🐛 Pending transactions issues
- 🐛 Restricted accounts
- 🐛 Poor customer service

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Verification issues with account details

**Requested features**

- Card payment option
- Dark mode
- Advanced analytics dashboard


### Paymonetra

[App page](https://appshunter.io/ios/app/paymonetra/id6799161930)

Manage your cryptocurrency, virtual dollar cards, and pay all your bills from a single Nigerian money app. Buy and sell Bitcoin, Ethereum, and USDT with live rates, create virtual USD cards for online payments, and send money instantly to Nigerian banks.

**Highlights:** Buy and sell crypto in Naira, Create virtual USD cards, Pay for ads and subscriptions, Send and receive money instantly, Pay airtime, data, TV, and power bills, Secure transactions with PIN and alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Flutterwave free?

Flutterwave is free to download, with no in-app purchases.

### Is Paymonetra free?

Paymonetra is free to download, with no in-app purchases.

### Which has better reviews, Flutterwave or Paymonetra?

Flutterwave is rated higher. Flutterwave averages 4.5 out of 5 from 860 ratings, while Paymonetra averages 2.5 from 2 ratings.

### Do Flutterwave or Paymonetra have ads?

Neither Flutterwave nor Paymonetra shows ads.

### Which is updated more often, Flutterwave or Paymonetra?

Flutterwave ships an update every 6 weeks, and Paymonetra every 3 days. Most recently, Flutterwave was updated on October 20, 2026 and Paymonetra on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*